413 11th St W, Palmetto, FL 34221 Property Records

Manatee County property record for 413 11th St W, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 2001
Lot Size	0.231 acres (10,050 sqft)
Owner	Individual Name on File
Last Sale	$13,500 (Mar 2001)
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26369-0000-9`

Property Details

APN / Parcel Number

Primary APN	`26369-0000-9`
Alternative APN	`3417142636900009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	1,915 sqft
1st Floor Area	1,269 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,050 sqft (0.231 acres)
Lot Dimensions	150 ft deep x 67.5 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	324 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	413 11TH ST W
City	PALMETTO
State	FL
Zip	34221-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_RM-6
Legal Description	LOT 3 BLK 7 LLOYDS ADD PI#26369.0000/9
Legal Range	17E
Legal Township	34S
Legal Section	14
Legal Subdivision	LOYD ADDITION TO PALMETTO
Legal Tract	02635100
Legal Block	7
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2026
Census Tract	1502

Owner

413 11th St W is owned and occupied by an individual who bought it in March 2001.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	413 11TH ST W, PALMETTO, FL 34221-3949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2001 · Amount on File
Deed Sale	Mar 26, 2001 · Amount on File
Prior Sale	Nov 20, 2000 · Amount on File
Deed Book / Page	1672 / 81
Prior Transfer Date	Oct 1, 1998
Prior Transfer Doc	1570001284
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	413 11TH ST W, PALMETTO, FL 34221-3949
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 11TH ST W, PALMETTO, FL 34221-3949

Mortgage

Document Number	0041134943
Date	Nov 6, 2025
Instrument	202541134943

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	413 11TH ST W, PALMETTO, FL 34221-3949
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 11TH ST W, PALMETTO, FL 34221-3949

Mortgage

Document Number	0041054998
Date	Apr 25, 2022
Instrument	202241054998

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	413 11TH ST W, PALMETTO, FL 34221-3949
Document Number	0027046777
Book / Page	002704 / 006777
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 11TH ST W PALMETTO FL 342213949, PALMETTO, FL 34221-3949

Mortgage

Document Number	0027046777
Date	Dec 11, 2017
Book Page	002704/006777
Instrument	41116902

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Dec 10, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 413 11th St W was $1,533 with a homeowner's exemption, up 6.4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,392 (+2.7%)	$249,078 (-0.96%) Land $39,993 Building $209,085
2025	$1,533.00 (+6.38%) Homeowner's exemption	$108,463	$251,499 Land $39,993 Building $211,506
2024	$1,441.00 (+3.89%)
2023	$1,387.00 (+4.76%) Homeowner's exemption	$102,336 (+3%)	$255,911 (+14.21%) Land $30,600 Building $225,311
2022	$1,324.00 Homeowner's exemption	$99,355	$224,080 Land $30,000 Building $194,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 11th St W in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 units insured incl. 4 condo units
Nearby Flood Claims	6 (1982–2002)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 11th St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322
Water Source	Purchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State Inspection	Jun 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

Nearby Properties on 11th St W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures