Mecklenburg County property record for 4129 Saint Timms Ct, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,814 sqft · built 1996 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Dec 2003) |
| Tax Bill | $10,481 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-614-29 |
| Primary APN | 211-614-29 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,814 sqft Living Area |
| Gross Area | 4,320 sqft |
| 1st Floor Area | 2,152 sqft |
| Upper Floors Area | 1,662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 252 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4129 SAINT TIMMS CT |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-4347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L41 B6 M26-874 |
| Legal Subdivision | BLANTYRE/MCALPINE FOREST MAP 01 |
| Legal Block | 6 |
| Legal Lot Number | 41 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3020 |
Source: Mecklenburg County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4129 SAINT TIMMS CT, CHARLOTTE, NC 28226-4347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2003 · Amount on Record |
| Deed Sale | Dec 30, 2003 · Amount on Record |
| Prior Sale | Aug 2, 2002 · Amount on Record |
| Deed Document Number | 2003308993 |
| Deed Book / Page | 16614 / 792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 19, 2026 |
| Property Address | 4129 SAINT TIMMS CT, CHARLOTTE, NC 28226-4347 |
| Document Number | 0000052834 |
| Book / Page | 40435 / 30 |
| Instrument Date | May 14, 2026 |
| Instrument | 202652834 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4129 SAINT TIMMS CT, CHARLOTTE, NC 28226-4347 |
| Document Number | 0000052834, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 40435/30 |
| Instrument | 202652834 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4129 SAINT TIMMS CT, CHARLOTTE, NC 28226-4347 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000066592 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 37301/439 |
| Instrument | 2022066592 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4129 SAINT TIMMS CT, CHARLOTTE, NC 28226-4347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000125482 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 34917/155 |
| Instrument | 2020125482 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,481.00 | $1,344,100 Land $550,000 Building $794,100 | $1,344,100 Land $550,000 Building $794,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (2008–2024) |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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