4129 Sable Ln, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 4129 Sable Ln, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,746 sqft · built 1986
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,034 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-23-377-007`

Property Details

APN / Parcel Number

Primary APN	`8914-23-377-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Basement Area	1,746 sqft
Finished Basement	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	180 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	224 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4129 SABLE LN
City	CEDAR FALLS
State	IA
Zip	50613-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTINENTAL HEIGHTS ESTATES LOT 17 EXC N 50 FT & LOT 18
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	CONTINENTAL HEIGHTS ESTATES
Legal Lot Number	17,18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

4129 Sable Ln is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4129 SABLE LN, CEDAR FALLS, IA 50613-6459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · ARM COLLINS COMMUNITY CU
Oct 16, 2017	Warranty Deed, Transfer · Second Mortgage (Down Payment) COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4129 SABLE LN, CEDAR FALLS, IA 50613-6459
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800006728
Date	Oct 16, 2017
Instrument	2018-00006728

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.49%
Index	1-Year CMT
Max Rate	9.49%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 16, 2017
Property Address	4129 SABLE LN, CEDAR FALLS, IA 50613-6459
Document Number	201800006727
Instrument Date	Oct 12, 2017
Instrument	2018-00006727
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4129 SABLE LN, CEDAR FALLS, IA 50613-6459

Mortgage

Document Number	201800006729
Date	Oct 16, 2017
Instrument	2018-00006729

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 4129 Sable Ln was $5,034 with a homeowner's exemption, up 13.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,034.00 (+13.63%) Homeowner's exemption	$360,900 Land $61,970 Building $298,930	$360,900 Land $61,970 Building $298,930
2024	$4,430.00
2023		$299,180 (+5.75%) Land $61,970 Building $237,210	$299,180 Land $61,970 Building $237,210
2022	$5,058.00 Homeowner's exemption	$282,900 Land $61,970 Building $220,930
2021			$282,900 Land $61,970 Building $220,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4129 Sable Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4129 Sable Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Mediacom Xtream.

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