4129 E 7th St, Des Moines, IA 50313 Property Records

Polk County property record for 4129 E 7th St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 890 sqft · built 1956
Lot Size	0.232 acres (10,140 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Jul 2017)
Tax Bill	$2,964 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7924-23-402-004`

Property Details

APN / Parcel Number

Primary APN	`7924-23-402-004`
Alternative APN	`110/01588-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	890 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	890 sqft
Basement Area	890 sqft

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,140 sqft (0.232 acres)
Lot Dimensions	156 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4129 E 7TH ST
City	DES MOINES
State	IA
Zip	50313-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 CHRISTY PLACE
Legal Range	24W
Legal Township	79N
Legal Section	23
Legal Subdivision	CHRISTY PLACE
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1003
Census Tract	400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4129 E 7TH ST, DES MOINES, IA 50313-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage BANKERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	2017-00000638
Deed Book / Page	16549 / 0907
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4129 E 7TH ST, DES MOINES, IA 50313-3706
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 E 7TH ST, DES MOINES, IA 50313-3706

Mortgage

Document Number	0000006597
Date	Feb 6, 2026
Book Page	20412/833
Instrument	2026-00006597

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2056

Interest

Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 3, 2017
Property Address	4129 E 7TH ST, DES MOINES, IA 50313-3706
Document Number	0000000638
Book / Page	016549 / 000907
Instrument Date	Jun 27, 2017
Instrument	638
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 E 7TH ST DES MOINES IA 503133706, DES MOINES, IA 50313-3706

Mortgage

Document Number	640
Date	Jul 3, 2017
Book Page	016549/000911
Instrument	640

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,000 (+14%) Land $35,100 Building $144,900	$180,000 (+14%) Land $35,100 Building $144,900
2024	$2,964.00 (+4.81%)
2023		$157,900 Land $30,400 Building $127,500	$157,900 Land $30,400 Building $127,500
2020	$2,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	23 (1984–2026)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2018 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Jun 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, CenturyLink, Google Fiber, Metronet, T-Mobile.

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