4128 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4128 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,250 sqft · built 1947
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,529 (2024)
Deeds & Mortgages	Aug 2022 Transfer Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-33-0175-0032`

Property Details

APN / Parcel Number

Primary APN	`007-26-33-0175-0032`
Alternative APNs	`45-02-25-227-022.000-023` `263301750032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	750 sqft
Attic	Attic
Attic Area	1,125 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4128 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOSTLINS 2ND ADD. S. 17.5 FT. OF LOT 36, BLOCK 2, AND N. 22.5 FT. OF LOT 37, BLO CK 2
Legal Subdivision	GOSTLINS 2ND ADD
Legal Block	2
Legal Lot Number	36,37
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1002
Census Tract	20300

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Intrafamily Transfer, Transfer
Jun 23, 2022	Intrafamily Transfer, Transfer
Nov 9, 2021	Intrafamily Transfer, Transfer
Oct 22, 2021	Intrafamily Transfer, Transfer
Dec 8, 2016	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022
Deed Sale	Aug 17, 2022
Prior Sale	Dec 13, 2006 · Amount on Record
Deed Document Number	202229733
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0000029733
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Aug 17, 2022
Property Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227
Document Number	0000029733
Map Reference	MB 2 PG 52
Instrument Date	Aug 8, 2022
Instrument	2022-029733
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Jun 23, 2022
Property Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227
Document Number	0000019954
Map Reference	MB 2, PG 52
Instrument Date	Jun 13, 2022
Instrument	2022-019954
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Nov 9, 2021
Property Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227
Document Number	0000066415
Instrument Date	Nov 5, 2021
Instrument	2021-066415
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Oct 22, 2021
Property Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227
Document Number	0000064417
Instrument Date	Oct 20, 2021
Instrument	2021-064417
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	4128 TORRENCE AVE, HAMMOND, IN 46327-1227
Document Number	0000008517
Instrument Date	Dec 8, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 TORRENCE AVE HAMMOND IN 463271227, HAMMOND, IN 46327-1227

Mortgage

Document Number	0000008517
Date	Feb 8, 2017
Instrument	8517

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 7, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,900 (+46.72%) Land $24,600 Building $145,300	$169,900 (+46.72%) Land $24,600 Building $145,300
2024	$1,529.00 (+13.01%)
2023		$115,800 (+6.14%) Land $23,900 Building $91,900	$115,800 (+6.14%) Land $23,900 Building $91,900
2022	$1,353.00	$109,100 Land $23,900 Building $85,200	$109,100 Land $23,900 Building $85,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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