Sacramento County property record for 4128 Stephen Dr, North Highlands, CA 95660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 884 sqft · built 1953 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,000 (Aug 2013) |
| Tax Bill | $2,063 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-0051-008-0000 |
| Primary APN | 218-0051-008-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4128 STEPHEN DR |
|---|---|
| City | NORTH HIGHLANDS |
| State | CA |
| Zip | 95660-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | HIGHLAND TERRACE 03, LOT 985 |
| Legal Subdivision | HIGHLAND TERRACE 03 |
| Legal Lot Number | 985 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 7403 |
4128 Stephen Dr is owned and occupied by two individuals who acquired it in December 2017.
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4128 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2013 · Amount on File |
| Deed Sale | Aug 30, 2013 · Amount on File |
| Prior Sale | Aug 30, 2013 · Amount on File |
| Deed Book / Page | 20130830 / 1908 |
| Last Transfer Date | Dec 11, 2017 |
| Transfer Doc | 12180000001306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 18, 2017 |
| Property Address | 4128 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4435 |
| Document Number | 1712181306 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 1712181306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4128 STEPHEN DR NORTH HIGHLANDS CA 956604435, NORTH HIGHLANDS, CA 95660-4435 |
| Document Number | 1712181307 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 1712181307 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 17, 2037 |
The 2025 property tax bill for 4128 Stephen Dr was $2,063, up 5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $176,289 (+2%) Land $43,758 Building $132,531 | |
| 2025 | $2,063.00 (+5.04%) | $172,833 Land $42,900 Building $129,933 |
| 2024 | $1,964.00 (-0.71%) | |
| 2023 | $1,978.00 (+6.23%) | $166,124 Land $41,235 Building $124,889 |
| 2022 | $1,862.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4128 Stephen Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4128 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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