4128 Rivertowne Dr, Plainfield, IL 60586 Property Records

Will County property record for 4128 Rivertowne Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 1996
Lot Size	0.13 acres (1,494 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2017)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-34-206-045`

Property Details

APN / Parcel Number

Primary APN	`06-03-34-206-045`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,080 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Roof Material	Shingle
Lot Area	1,494 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4128 RIVERTOWNE DR
City	PLAINFIELD
State	IL
Zip	60586-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 IN RIVERSIDE TOWNES AT OLE CATON FARM UNIT 1 PUD, A SUB OF PRT OF THE NE1/4 OF SEC 34, T36N-R9E
Legal Range	09E
Legal Township	36N
Legal Section	34
Legal Subdivision	RIVERSIDE TOWNES AT OLE CATON FARM
Legal Lot Number	36
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1001
Census Tract	880416

Owner

Source: Will County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4128 RIVERTOWNE DR, PLAINFIELD, IL 60586-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DUPAGE CU
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Dec 9, 1999 · Amount on Record
Deed Document Number	201740072
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4128 RIVERTOWNE DR, PLAINFIELD, IL 60586-6901
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 RIVERTOWNE DR, PLAINFIELD, IL 60586-6901

Mortgage

Document Number	0000038381
Date	Jul 18, 2025
Instrument	R2025038381

Lender

Name	STG MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.99%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4128 RIVERTOWNE DR, PLAINFIELD, IL 60586-6901
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059674
Date	Nov 13, 2023
Instrument	R2023059674

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 23, 2017
Property Address	4128 RIVERTOWNE DR, PLAINFIELD, IL 60586-6901
Document Number	0000040072
Instrument Date	Apr 28, 2017
Instrument	R2017040072
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4128 RIVERTOWNE DR, 4128, PLAINFIELD, IL 60586-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4128 RIVERTOWNE DR, PLAINFIELD, IL 60586-6901

Mortgage

Document Number	0000040073
Date	May 23, 2017
Instrument	R2017040073

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	0000040074
Date	May 23, 2017
Instrument	R2017040074

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,512.00 (+16.53%)
2024		$68,196 (+23.28%) Land $15,459 Building $52,737	$204,588 (+23.28%) Land $46,377 Building $158,211
2022	$3,872.00 Homeowner's exemption	$55,319 Land $12,540 Building $42,779	$165,957 Land $37,620 Building $128,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	49 (1983–2020)
Claims Outside the SFHA	9 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims Severe Storms And Flooding, Sep 2008 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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