4128 Palomar Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4128 Palomar Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,642 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$750,000 (Feb 2022)
Tax Bill	$8,929 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-86-01`

Property Details

APN / Parcel Number

Primary APN	`158-070-86-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,642 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4128 PALOMAR WAY
City	OCEANSIDE
State	CA
Zip	92057-3551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 60 PER DOC18-0506225&19-0165369&UND INT IN MODULE 4 TR 016268
Legal Subdivision	VILLA STORIA PLANNING AREA 4A
Legal Tract	016268
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	18521

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4128 PALOMAR WAY, OCEANSIDE, CA 92057-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 3, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	202261853
Record Updated	Sep 20, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2022
Property Address	4128 PALOMAR WAY, OCEANSIDE, CA 92057-3551
Document Number	0000061853
Map Reference	MAP 16268
Instrument Date	Jan 19, 2022
Instrument	2022-0061853
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 PALOMAR WAY, OCEANSIDE, CA 92057-3551

Mortgage

Document Number	0000061854
Date	Feb 9, 2022
Instrument	2022-0061854

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4128 PALOMAR WAY, OCEANSIDE, CA 92057-3551
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 PALOMAR WAY, OCEANSIDE, CA 92057-3551

Mortgage

Document Number	0000606634
Date	Aug 26, 2021
Instrument	2021-0606634

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2020
Property Address	4128 PALOMAR WAY, OCEANSIDE, CA 92057-3551
Document Number	0000055261
Instrument Date	Dec 31, 2019
Instrument	55261
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$579.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4128 PALOMAR WAY OCEANSIDE CA 920573551, OCEANSIDE, CA 92057-3551

Mortgage

Document Number	55262
Date	Feb 3, 2020
Instrument	55262

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,820 (+2%) Land $339,550 Building $472,270
2025	$8,929.00 (+5.18%)	$795,903 (+4.04%) Land $332,893 Building $463,010
2023	$8,489.00 (+40.27%)	$764,999 Land $319,967 Building $445,032
2022	$6,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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