4128 Little Gap Loop, Ellenton, FL 34222 Property Records

Manatee County property record for 4128 Little Gap Loop, Ellenton, FL 34222

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,909 sqft · built 2002
Lot Size	0.153 acres (6,657 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Aug 2015)
Tax Bill	$3,303 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`7465-1545-9`

Property Details

APN / Parcel Number

Primary APN	`7465-1545-9`
Alternative APNs	`341804746515459` `0746515459`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,909 sqft Living Area
Gross Area	3,538 sqft
1st Floor Area	1,264 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,657 sqft (0.153 acres)
View / Lot	Preserve
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	1 Parking Space
Pool Area	312 sqft
Porch	Screened Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0746515459
Street Address	4128 LITTLE GAP LOOP
City	ELLENTON
State	FL
Zip	34222-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 39 COVERED BRIDGE ESTATES PHASE 2 PI#7465.1545/9
Legal Range	18E
Legal Township	34S
Legal Section	04
Legal Subdivision	COVERED BRIDGE ESTATES PHASE 2
Legal Tract	00746502
Legal Lot Number	39
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2006
Census Tract	1907

Owner

4128 Little Gap Loop is owner-occupied and held in a trust since September 2019.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4128 LITTLE GAP LOOP, ELLENTON, FL 34222-3921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Sep 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2015 · Amount on File
Deed Sale	Aug 28, 2015 · Amount on File
Prior Sale	Dec 15, 2009
Deed Document Number	20153424916
Deed Book / Page	2584 / 3793
Last Transfer Date	Sep 17, 2019
Transfer Doc	0028041369
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4128 LITTLE GAP LOOP, ELLENTON, FL 34222-3921
Document Number	0041033649
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4128 LITTLE GAP LOOP ELLENTON FL 342223921, ELLENTON, FL 34222-3921

Mortgage

Document Number	0041033649
Date	Mar 30, 2020
Instrument	41033649

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 29, 2040

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 26, 2019
Property Address	4128 LITTLE GAP LOOP, ELLENTON, FL 34222-3921
Document Number	0028041369
Book / Page	002804 / 001369
Instrument Date	Sep 17, 2019
Instrument	41096193
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4128 LITTLE GAP LOOP ELLENTON FL 342223921, ELLENTON, FL 34222-3921

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,028 (+2.7%)	$407,280 (-1.45%) Land $51,000 Building $356,280
2025		$274,613	$413,288 Land $51,000 Building $362,288
2024	$3,303.00 (+1.47%)
2023	$3,255.00 (+2.84%) Homeowner's exemption	$259,101 (+3%)	$464,152 (+15.2%) Land $51,000 Building $413,152
2022	$3,165.00 Homeowner's exemption	$251,554	$402,917 Land $50,000 Building $352,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4128 Little Gap Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	22 (1993–2024)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 7 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4128 Little Gap Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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