4128 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 4128 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2009
Square Footage	2,845 sqft Living Area
Lot Size	5,077 sqft (0.117 acres)
Occupancy	Owner Occupied
Last Sale	$513,000 (2016)
Tax Bill	$6,614.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`125-281-10-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,845 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,077 sqft (0.117 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4128 LAKE CIRCLE DR
City	FALLBROOK
State	CA
Zip	92028-7871
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 10 TR 012848
Legal Subdivision	CITY/FALLBROOK 4249-3
Legal Tract	012848
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Minor Civil Division	PAUMA VALLEY
Census Blockgroup	1
Census Block	1001
Census Tract	19109

Owner

Source: San Diego County records · APN 125-281-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4128 LAKE CIRCLE DR, FALLBROOK, CA 92028-7871
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2016 · Amount on Record
Deed Sale	Jul 08, 2016 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Doc Number	2016343069
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	0000406620
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4128 LAKE CIRCLE DR, FALLBROOK, CA 92028-7871
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 LAKE CIRCLE DR, FALLBROOK, CA 92028-7871

Mortgage

Document Number	0000618531
Date	Oct 13, 2020
Instrument	2020-0618531

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$607,279 (+2%) Land $141,554 Building $465,725
2025	$6,614.00 (+5%) Homeowner's exemption	$595,373 (+4.04%) Land $138,779 Building $456,594
2023	$6,299.00 (+1.68%) Homeowner's exemption	$572,256 Land $133,391 Building $438,865
2022	$6,195.00

Flood & Wildfire

4128 Lake Circle Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 65th percentile of exposed land nationally · 40th in California
Wildfire Likelihood	High — about 1 in 397 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.