St. Clair County property record for 4127 Vincent Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,240 sqft · built 1990 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Oct 2025) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-022-3003-000 |
| Primary APN | 74-15-022-3003-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4127 VINCENT RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | S 10 A OF N 30 A OF E 1/2 OF SE 1/4 10 A SEC 22 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 633100 |
4127 Vincent Rd is owned and occupied by two individuals who bought it in October 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4570 ATKINS RD, CLYDE, MI 48049-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Deed Document Number | 202520315 |
| Deed Book / Page | 5863 / 978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4127 VINCENT RD, CLYDE, MI 48049-3208 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4127 VINCENT RD, CLYDE, MI 48049-3208 |
| Document Number | 0005542861 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 5542/861 |
| Instrument | 2022017030 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | PORT HURON, MI 48060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 22, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 23, 2025 |
| Property Address | 4127 VINCENT RD, CLYDE, MI 48049-3208 |
| Document Number | 0005863978 |
| Book / Page | 5863 / 978 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025020315 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HOUSTON TITLE COMPANY, HURON TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4127 VINCENT RD, CLYDE, MI 48049-3208 |
| Name | Verified Name |
|---|---|
| Address | 4570 ATKINS RD, CLYDE, MI 48049-4500 |
| Document Number | 2025019185 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025019185 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0005859218 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 5859/218 |
| Instrument | 2025019185 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | 41240 HAYES RD, CLINTON TWP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 4127 Vincent Rd was $3,150 with a homeowner's exemption, up 2.5% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,300 (+15.03%) | $402,600 | |
| 2025 | $3,150.00 (+2.51%) Homeowner's exemption | $175,000 | |
| 2024 | $3,073.00 | $350,000 | |
| 2023 | $141,700 | ||
| 2022 | $2,546.00 | $283,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4127 Vincent Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4127 Vincent Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures