4127 Kerwin Dr, Memphis, TN 38128 Property Records

Shelby County property record for 4127 Kerwin Dr, Memphis, TN 38128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1964
Lot Size	0.205 acres (8,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,900 (Jan 2024)
Tax Bill	$817 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-0039-0-0015`

Property Details

APN / Parcel Number

Primary APN	`09-0039-0-0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	925 sqft
Utility Area	176 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,932 sqft (0.205 acres)
Lot Dimensions	116 ft deep x 77 ft wide
Garage Type	Carport
Garage Area	325 sqft
Carport	Carport
Carport Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4127 KERWIN DR
City	MEMPHIS
State	TN
Zip	38128-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	NS TESSLAND AVE COR KERWIN DR NW
Legal Subdivision	NAM NI ESTATES
Legal Block	A-1
Legal Lot Number	49
Jurisdiction	SHELBY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2013
Census Tract	20523

Owner

Source: Shelby County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Intrafamily Transfer, Transfer
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 30, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage TRUSTMARK NATIONAL BANK
Jan 30, 2023	Warranty Deed, Transfer
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ORION FCU
Mar 21, 2022	Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	20248229
Last Transfer Date	Apr 1, 2024
Transfer Doc	0000026309
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Apr 1, 2024
Property Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175
Document Number	0024026309
Map Reference	MB 25 PG 63
Instrument Date	Apr 1, 2024
Instrument	24026309
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 30, 2024
Property Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175
Document Number	0024008229
Map Reference	MB 25 PG 63
Instrument Date	Dec 27, 2023
Instrument	24008229
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175

Mortgage

Document Number	0024008230
Date	Jan 30, 2024
Instrument	24008230

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 30, 2024
Property Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175
Document Number	0024008228
Map Reference	MB 25 PG 63
Instrument Date	Dec 21, 2023
Instrument	24008228
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 AZIE MORTON RD APT 1105, 1105, AUSTIN, TX 78704-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175

Mortgage

Document Number	0024008231
Date	Jan 30, 2024
Instrument	24008231

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 30, 2023
Property Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175
Document Number	0023008109
Map Reference	MB 25 PG 63
Instrument Date	Jan 9, 2023
Instrument	23008109
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1741 EASTLAKE PKWY STE 102, 102, CHULA VISTA, CA 91915-2032
Investor	Possibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022115901
Date	Oct 18, 2022
Instrument	22115901

Lender

Name	ORION FCU
Type	Credit Union
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.35%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 21, 2022
Property Address	4127 KERWIN DR, MEMPHIS, TN 38128-2175
Document Number	0022031073
Instrument Date	Mar 11, 2022
Instrument	22031073
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Tax	$336.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1745 QUIET TRAIL DR, CHULA VISTA, CA 91915-1867

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (-30.82%)	$30,375 (+56.57%) Land $2,875 Building $27,500	$121,500 (+56.57%) Land $11,500 Building $110,000
2023		$19,400 Land $2,250 Building $17,150
2022	$1,181.00
2021			$77,600 Land $9,000 Building $68,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Gigafy.

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