4127 Camelia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4127 Camelia Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,484 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Apr 2022)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R13-223-16-2340-1010-0370`

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2340-1010-0370`
Alternative APNs	`00166206` `166206`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Utility Area	90 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	325 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Patio Area	60 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00166206
Street Address	4127 CAMELIA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO BCH UNIT 11 BLK 101 LOT 37 ORB 457 PG 290
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 11
Legal Block	101
Legal Lot Number	37
Legal Unit	11
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1003
Census Tract	41501

Owner

Source: Hernando County records · APN R13-223-16-2340-1010-0370

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9122 NW 167TH ST, MIAMI LAKES, FL 33018-6337
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2022	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Nov 01, 2017	Warranty Deed, Transfer · Conventional with PMI ROMAN & MALGORZATA KAFLINSKI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2022 · Amount on Record
Deed Sale	Apr 05, 2022 · Amount on Record
Prior Sale	Nov 01, 2017 · Amount on Record
Deed Document Number	2022026050
Deed Book / Page	4151 / 1582
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 05, 2022
Property Address	4127 CAMELIA DR, HERNANDO BEACH, FL 34607-3304
Document Number	0041511582
Book / Page	4151 / 1582
Map Reference	MB 8 PG 25
Instrument Date	Mar 23, 2022
Instrument	2022026050
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3361 GULFVIEW DR, 3361, HERNANDO BEACH, FL 34607-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9122 NW 167TH ST, MIAMI LAKES, FL 33018-6337

Mortgage

Document Number	0041511584
Date	Apr 05, 2022
Instrument	4151/1584

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 01, 2017
Property Address	4127 CAMELIA DR, HERNANDO BEACH, FL 34607-3304
Document Number	0035211090
Book / Page	003521 / 001090
Instrument Date	Oct 30, 2017
Instrument	61968
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4127 CAMELIA DR HERNANDO BEACH FL 346073304, HERNANDO BEACH, FL 34607-3304

Mortgage

Document Number	35211091
Date	Nov 01, 2017
Book Page	003521/001091
Instrument	61969

Lender

Name	ROMAN & MALGORZATA KAFLINSKI
Address	4605 CORSAGE DR, LUTZ, FL 33558-9212
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Oct 31, 2022

Interest

Rate	4%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,847.00 (+0.03%)	$409,618 (+6.42%) Land $253,820 Building $155,798	$409,618 (+6.42%) Land $253,820 Building $155,798
2023		$384,914 (+85.99%) Land $203,683 Building $181,231
2022	$5,845.00 Homeowner's exemption	$206,950	$384,914 Land $199,060 Building $185,854

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 357 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	357 in force
Nearby Flood Claims	602 (1983–2024)
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Helene, Sep 2024 · 245 claims Hurricane Idalia, Aug 2023 · 46 claims Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 437 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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