4126 Sherel Ln, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4126 Sherel Ln, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,084 sqft · built 1936
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Feb 2021)
Tax Bill	$6,250 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-0007-0087-00`

Property Details

APN / Parcel Number

Primary APN	`050-0007-0087-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	1,180 sqft
Finished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4126 SHEREL LN
City	CINCINNATI
State	OH
Zip	45209-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4126 SHEREL LN 45 X 100 LOT 39 PILLARS SUB
Legal Subdivision	PILLARS SUB
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	5302

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4126 SHEREL LN, CINCINNATI, OH 45209-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	2021-0014342
Deed Book / Page	14346 / 2204
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4126 SHEREL LN, CINCINNATI, OH 45209-1310
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099502
Date	Nov 8, 2018
Book Page	13792/01952
Instrument	2018-0099502

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45233

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 22, 2028

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 27, 2021
Property Address	4126 SHEREL LN, CINCINNATI, OH 45209-1310
Document Number	0000011711
Book / Page	14342 / 1599
Map Reference	MB 1 PG 40&41
Instrument Date	Nov 2, 2020
Instrument	2021-0011711
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1029, ALMA, MI 48801-6029

Mortgage

Document Number	0000011712
Date	Jan 27, 2021
Instrument	2021-0011712

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Mortgage

Document Number	0000011802
Date	Jan 27, 2021
Book Page	14342/2025
Instrument	2021-0011802

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Amount	Amount Recorded
Term	234 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2025
Min Rate At Change	1.87%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	8.87%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 2, 2021
Property Address	4126 SHEREL LN, CINCINNATI, OH 45209-1310
Document Number	0000014342
Book / Page	14346 / 2204
Map Reference	MB 1 PG 40&41
Instrument Date	Nov 2, 2020
Instrument	2021-0014342
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1029, ALMA, MI 48801-6029

Mortgage

Document Number	0000014343
Date	Feb 2, 2021
Instrument	2021-0014343

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4126 SHEREL LN, CINCINNATI, OH 45209-1310
Document Number	0000078547
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 SHEREL LN INDIANAPOLIS IN 46209, INDIANAPOLIS, IN 46209

Mortgage

Document Number	0000078547
Date	Aug 10, 2020
Book Page	014228/000397
Instrument	78547

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,250.00 (+3.14%)	$101,500 (+%) Land $44,215 Building $57,285
2024	$6,060.00 (-2.21%)	$101,499 (-) Land $44,215 Building $57,284
2023	$6,197.00 (-2.78%)	$101,499 (+8.37%) Land $44,215 Building $57,284	$290,000 (+8.37%) Land $126,330 Building $163,670
2022	$6,374.00 Homeowner's exemption	$93,660 Land $31,213 Building $62,447
2020			$267,600 Land $89,180 Building $178,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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