4126 N 78th Ave, Phoenix, AZ 85033 Property Records

Maricopa County property record for 4126 N 78th Ave, Phoenix, AZ 85033

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,428 sqft · built 1972
Lot Size	0.167 acres (7,283 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2021)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`102-20-091`

Property Details

APN / Parcel Number

Primary APN	`102-20-091`
Alternative APN	`102200919`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,283 sqft (0.167 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4126 N 78TH AVE
City	PHOENIX
State	AZ
Zip	85033-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NATIONAL EMBLEM WEST UNIT 1 MCR 153-45
Legal Range	1E
Legal Township	2N
Legal Section	23
Legal Subdivision	NATIONAL EMBLEM WEST UNIT 1
Legal Lot Number	78
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4011
Census Tract	109603

Owner

4126 N 78th Ave is owned and occupied by an individual who bought it in November 2021.

Source: Maricopa County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Mar 28, 2019	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Oct 1, 2019	Intrafamily Transfer, Transfer · FHA Mortgage JFQ LENDING INC
Jan 18, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Oct 1, 2019
Deed Document Number	20211208454
Prior Transfer Date	Jul 26, 1994
Prior Transfer Doc	0000596510
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 10, 2021
Property Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007
Document Number	0001208454
Map Reference	MB 153 PG 45
Instrument Date	Nov 5, 2021
Instrument	20211208454
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007

Mortgage

Document Number	0001208455
Date	Nov 10, 2021
Instrument	20211208455

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0001208456
Date	Nov 10, 2021
Instrument	20211208456

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007

Mortgage

Document Number	0000217006
Date	Mar 28, 2019
Instrument	20190217006

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2049

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 1, 2019
Property Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007
Document Number	0000776905
Map Reference	MB 153 PG 45
Instrument Date	Sep 24, 2019
Instrument	20190776905
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007

Mortgage

Document Number	0000776906
Date	Oct 1, 2019
Instrument	20190776906

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2048

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 18, 2019
Property Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007
Document Number	0000041495
Map Reference	MB 153 PG 45
Instrument Date	Jan 14, 2019
Instrument	20190041495
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4126 N 78TH AVE, 4126, PHOENIX, AZ 85033-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4126 N 78TH AVE, PHOENIX, AZ 85033-3007

Mortgage

Document Number	0000041496
Date	Jan 18, 2019
Instrument	20190041496

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4126 N 78th Ave was $1,067.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Cartwright Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,870 (+301.16%)	$268,700 (+3.23%) Land $53,700 Building $215,000
2025	$1,067.00	$6,698 (-76.08%)	$260,300 (-7.04%) Land $52,000 Building $208,300
2024		$28,000	$280,000 Land $56,000 Building $224,000
2023	$1,064.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4126 N 78th Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4126 N 78th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400

May also be available: AirFiber WISP, AT&T, GeoLinks, Verizon.

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