Orange County property record for 4126 Costero Risco, San Clemente, CA 92673 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,793 sqft Living Area |
| Lot Size | 8,606 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,085,000 (2022) |
| Tax Bill | $23,235.00 (2025) |
Source: Orange County records · APN 678-151-39
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 02, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 24, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 27, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 14, 2022 | Intrafamily Transfer, Transfer |
| Aug 29, 2022 | Intrafamily Transfer, Transfer |
| Jul 21, 2022 | Intrafamily Transfer, Transfer |
| Mar 15, 2022 | Grant Deed, Transfer LAWYERS TITLE |
| Jul 15, 2020 | Quit Claim Deed, Transfer LOANLOCK |
| Jul 15, 2020 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Aug 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2022 · Amount on Record |
| Deed Sale | Mar 15, 2022 · Amount on Record |
| Prior Sale | Mar 25, 2011 · Amount on Record |
| Deed Doc Number | 2022100313 |
| Last Transfer Date | Jun 01, 2022 |
| Transfer Doc | 0000254455 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000063581 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 2026000063581 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 24, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 02, 2025 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000270466 |
| Map Reference | MB 810 PG 14-18 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025000270466 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000270467 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025000270467 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 24, 2023 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000042937 |
| Map Reference | MB 810 PG 14-18 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023000042937 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000042939 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023000042939 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 27, 2023 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000043850 |
| Map Reference | MB 810 PG 14-18 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023000043850 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000307833 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022000307833 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 07, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 14, 2022 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000305965 |
| Map Reference | MB 810 PG 14-18 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022000305965 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1415 CHAPALA ST, SANTA BARBARA, CA 93101-3014 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 29, 2022 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000291974 |
| Map Reference | MB 810 PG 14-18 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022000291974 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1415 CHAPALA ST # 2ND, SANTA BARBARA, CA 93101-3014 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 21, 2022 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000254455 |
| Map Reference | MB 810 PG 14-18 |
| Instrument Date | Jun 01, 2022 |
| Instrument | 2022000254455 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 15, 2022 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000100313 |
| Map Reference | MB 810 PG 14 |
| Instrument Date | Mar 02, 2022 |
| Instrument | 2022000100313 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 15, 2020 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000337228 |
| Instrument Date | Jul 09, 2020 |
| Instrument | 337228 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4126 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 337229 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 337229 |
| Name | LOANLOCK |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 15, 2020 |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000337230 |
| Instrument Date | Jul 09, 2020 |
| Instrument | 337230 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4126 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4126 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000298603 |
| Instrument Date | Aug 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4126 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000298603 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 298603 |
| Name | LOANLOCK |
|---|---|
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,256,870 (+2%) Land $1,598,755 Building $658,115 | |
| 2025 | $23,235.00 (+1.61%) | $2,212,618 (+4.04%) Land $1,567,407 Building $645,211 |
| 2024 | $22,867.00 (+2.08%) | |
| 2023 | $22,402.00 (+72.2%) Homeowner's exemption | $2,126,700 Land $1,506,543 Building $620,157 |
| 2022 | $13,009.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 678-151-39 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,793 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 8,606 sqft (0.198 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 665 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4126 COSTERO RISCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 15562 BLK LOT 1 |
| Legal Subdivision | TRACT NO 15562 |
| Legal Tract | 15562 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 42112 |
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