4125 W Howard Ave, Visalia, CA 93277 Property Records

Tulare County property record for 4125 W Howard Ave, Visalia, CA 93277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,656 sqft · built 1996
Lot Size	0.195 acres (8,472 sqft)
Owner	Individual Name on Record
Last Sale	$104,500 (Jul 1998)
Tax Bill	$606 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2025 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`087-181-034-000`

Property Details

APN / Parcel Number

Primary APN	`087-181-034-000`
Alternative APNs	`087-181-034` `08718134000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	8,472 sqft (0.195 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	087-181-034
Street Address	4125 W HOWARD AVE
City	VISALIA
State	CA
Zip	93277-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	ELLIS GARDENS V35 P98 - LT 6
Legal Subdivision	ELLIS GARDENS
Legal Lot Number	6
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2009
Census Tract	2009

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4125 W HOWARD AVE, VISALIA, CA 93277-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jul 24, 2019	Deed of Trust, Mortgage · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 1998 · Amount on Record
Deed Sale	Jul 28, 1998 · Amount on Record
Prior Sale	Jan 15, 1998 · Amount on Record
Deed Document Number	199852893
Last Transfer Date	Mar 23, 2007
Transfer Doc	0000030031
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Recording Date	Aug 20, 2026
Property Address	4125 W HOWARD AVE, VISALIA, CA 93277-4000
Document Number	0000041593
Instrument Date	Aug 13, 2026
Instrument	202641593
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 W HOWARD AVE, VISALIA, CA 93277-4000

Mortgage

Document Number	0000041593,
Date	Aug 20, 2026
Instrument	202641593

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	4125 W HOWARD AVE, VISALIA, CA 93277-4000
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 W HOWARD AVE, VISALIA, CA 93277-4000

Mortgage

Document Number	0000052650
Date	Oct 8, 2025
Instrument	2025-0052650

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	4125 W HOWARD AVE, VISALIA, CA 93277-4000
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	DOT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039563
Date	Jul 24, 2019
Instrument	2019-0039563

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$183,239 (+233.96%) Land $55,967 Building $127,272
2025	$606.00 (-67.15%)	$54,869 (-68.22%) Land $54,869
2023	$1,845.00 (+3.19%)	$172,675 Land $52,740 Building $119,935
2022	$1,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Feb 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wireless Internet Services Fixed Wireless	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cal.net, GeoLinks, T-Mobile.

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