4125 W 6th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4125 W 6th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1891
Lot Size	0.151 acres (6,601 sqft)
Owner	Individual Name on Record
Last Sale	$281,000 (Apr 2023)
Tax Bill	$3,306 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2030-00960`

Property Details

APN / Parcel Number

Primary APN	`010-2030-00960`
Alternative APNs	`1147320` `30887`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,352 sqft Gross Area
1st Floor Area	832 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,601 sqft (0.151 acres)
Garage Area	884 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	48 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1147320
Street Address	4125 W 6TH ST
City	DULUTH
State	MN
Zip	55807-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLOCK 6 SERIAL #
Legal Subdivision	HALLS ADD TO ONEOTA DULUTH
Legal Block	6
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3005
Census Tract	15800

Owner

Source: St. Louis County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4125 W 6TH ST, DULUTH, MN 55807-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 11, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HARPER HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Jan 11, 2023 · Amount on Record
Deed Document Number	20231464791
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 12, 2023
Property Address	4125 W 6TH ST, DULUTH, MN 55807-1513
Document Number	0001464791
Instrument Date	Apr 7, 2023
Instrument	1464791
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4125 W 6TH ST, DULUTH, MN 55807-1513

Mortgage

Document Number	0001464792
Date	Apr 12, 2023
Instrument	1464792

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2023
Property Address	4125 W 6TH ST, DULUTH, MN 55807-1513
Document Number	0001460187
Instrument Date	Jan 10, 2023
Instrument	1460187
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$551.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 CROSBY RD, CLOQUET, MN 55720-9285

Mortgage

Document Number	0001460188
Date	Jan 11, 2023
Instrument	1460188

Lender

Name	HARPER HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 10, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,306.00 (+0.36%) Homeowner's exemption
2025	$3,294.00 (+13,076%) Homeowner's exemption	$280,500 (+7.84%) Land $17,000 Building $263,500	$280,500 (+7.84%) Land $17,000 Building $263,500
2024		$260,100 (+15.09%) Land $18,200 Building $241,900	$260,100 (+15.09%) Land $18,200 Building $241,900
2022	$25.00	$226,000 Land $16,700 Building $209,300	$226,000 Land $16,700 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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