4125 Upton Ave, Toledo, OH 43613 Property Records

Lucas County property record for 4125 Upton Ave, Toledo, OH 43613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1922
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Nov 2020)
Tax Bill	$1,047 (2024)
Deeds & Mortgages	Jun 2019 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-09117`

Property Details

APN / Parcel Number

Primary APN	`09-09117`
Alternative APN	`03119005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	120 ft deep x 33 ft wide
View / Lot	Secondary
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4125 UPTON AVE
City	TOLEDO
State	OH
Zip	43613-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-IL
Legal Description	KETCHAMS HOME AC FARM LOT 522 S 33.13 FT N 66.23FT E 119.80 FT
Legal Subdivision	KETCHAMS HOME AC FARM
Legal Tract	2
Legal Lot Number	522
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2005
Census Tract	202

Owner

4125 Upton Ave is owned and occupied by an individual who bought it in November 2020.

Source: Lucas County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	4125 UPTON AVE, TOLEDO, OH 43613-4003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 16, 2019	Grant Deed, Transfer LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Aug 23, 2004 · Amount on File
Deed Document Number	202052530
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0000017944
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4125 UPTON AVE, TOLEDO, OH 43613-4003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022049
Date	Jun 12, 2019
Instrument	201906120022049

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 18, 2020
Property Address	4125 UPTON AVE, TOLEDO, OH 43613-4003
Document Number	0000052530
Map Reference	VOL 24 PG 27
Instrument Date	Nov 2, 2020
Instrument	202011180052530
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 UPTON AVE, TOLEDO, OH 43613-4003

Mortgage

Document Number	0000052531
Date	Nov 18, 2020
Instrument	202011180052531

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	May 16, 2019
Property Address	4125 UPTON AVE, TOLEDO, OH 43613-4003
Document Number	0000017944
Instrument Date	May 16, 2019
Instrument	17944
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	LOUISVILLE, LOUISVILLE TITLE AGCY/NW OH

Transaction

Amount	Amount on Record
Tax	$319.20
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4125 UPTON AVE TOLEDO OH 436134003, TOLEDO, OH 43613-4003

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,410 (-) Land $6,545 Building $11,865	$52,600 (-) Land $18,700 Building $33,900
2024	$1,047.00 (-0.66%)	$18,410 (+14.35%) Land $6,545 Building $11,865	$52,600 Land $18,700 Building $33,900
2023	$1,054.00 (-0.38%)	$16,100 (-) Land $2,975 Building $13,125
2022	$1,058.00 Homeowner's exemption	$16,100 Land $2,975 Building $13,125
2021			$46,000 Land $8,500 Building $37,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4125 Upton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4125 Upton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000

May also be available: MetaLINK Technologies, T-Mobile, Verizon.

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