4125 U St, Sacramento, CA 95817 Property Records

Sacramento County property record for 4125 U St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,472 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$429,000 (Jun 2006)
Tax Bill	$8,081 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-0113-014-0000`

Property Details

APN / Parcel Number

Primary APN	`011-0113-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,472 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	271 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4125 U ST
City	SACRAMENTO
State	CA
Zip	95817-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2319, ELMHURST MAP 02 RM 10-35, INCLUDING S 1/2 OF ABANDONEDALLEY CONTIGUOUS TO LOT 2319, ELMHURST PER BK 950516 PG
Legal Subdivision	ELMHURST MAP 02
Legal Lot Number	2319
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1035
Census Tract	1702

Owner

4125 U St is owner-occupied and held in a trust since June 2006.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	4125 U ST, SACRAMENTO, CA 95817-1430
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Jan 18, 2022	Intrafamily Transfer, Transfer
Jun 18, 2018	Quit Claim Deed, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2006 · Amount on File
Deed Sale	Jun 20, 2006 · Amount on File
Prior Sale	Dec 18, 2001 · Amount on File
Deed Book / Page	20060620 / 1953
Prior Transfer Date	Jun 15, 2006
Prior Transfer Doc	0000001954
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4125 U ST, SACRAMENTO, CA 95817-1430
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 U ST, SACRAMENTO, CA 95817-1430

Mortgage

Document Number	0000000847
Date	Feb 11, 2021
Instrument	202102110847

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 18, 2022
Property Address	4125 U ST, SACRAMENTO, CA 95817-1430
Document Number	0000000729
Map Reference	MB 10 PG 35
Instrument Date	Jan 12, 2022
Instrument	2022011800729
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4125 U ST, SACRAMENTO, CA 95817-1430

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 18, 2018
Property Address	4125 U ST, SACRAMENTO, CA 95817-1430
Document Number	1806180018
Instrument Date	Jun 8, 2018
Instrument	1806180018
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4125 U ST SACRAMENTO CA 958171430, SACRAMENTO, CA 95817-1430

Mortgage

Document Number	1806180019
Date	Jun 18, 2018
Instrument	1806180019

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4125 U St was $8,081 with a homeowner's exemption, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,879 (+2%) Land $278,771 Building $423,108
2025	$8,081.00 (+1.44%) Homeowner's exemption	$688,117 Land $273,305 Building $414,812
2024	$7,966.00 (+2.43%)
2023	$7,777.00 (+1.71%) Homeowner's exemption	$661,399 Land $262,694 Building $398,705
2022	$7,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4125 U St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4125 U St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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