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4125 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4125 Rambler Ave, Saint Cloud, FL 34772 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 1975
Lot Size4.89 acres (213,008 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (May 2020)
Tax Bill$4,567 (2025)
Deeds & MortgagesFeb 2026 Transfer
Feb 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-27-31-4950-0001-0360

Property Details

APN / Parcel Number

Primary APN06-27-31-4950-0001-0360
Alternative APNs
  • 273106495000010360
  • 99463

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area1,624 sqft
1st Floor Area1,496 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area213,008 sqft (4.89 acres)
Garage Area800 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area420 sqft
PorchFinished/Open Porch
Porch Area128 sqft
Deck Area646 sqft
Shed1 Shed
Shed Area120 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4125 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 32 LOT 36 LESS R/W
Legal Range31E
Legal Township27S
Legal Section06
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block360
Legal Lot Number36
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records · APN 06-27-31-4950-0001-0360

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Intrafamily Transfer, Transfer
Feb 07, 2024Deed of Trust, Mortgage · Line of Credit
TD BANK NA
May 12, 2020Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Feb 01, 2018Warranty Deed, Subdivision Related Transfer
QUALITY TITLE AND ESCROW LLC
Dec 05, 2017Warranty Deed, Transfer
QUALITY TITLE AND ESCROW LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2020 · Amount on Record
Deed SaleMay 12, 2020 · Amount on Record
Prior SaleDec 05, 2017 · Amount on Record
Deed Document Number202062944
Deed Book / Page5721 / 31
Last Transfer DateFeb 20, 2026
Transfer Doc0069262507
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateFeb 20, 2026
Property Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916
Document Number0069262507
Book / Page6926 / 2507
Map ReferenceMB B PG 32
Instrument DateFeb 20, 2026
Instrument2026024494
Transaction TypeTransfer
Record UpdatedMar 04, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916

Mortgage

Document Number0065452977
DateFeb 07, 2024
Book Page6545/2977
Instrument2024016130
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 11, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 12, 2020
Property Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916
Document Number0057210031
Book / Page5721 / 31
Map ReferenceMB B PG 32
Instrument DateApr 08, 2020
Instrument2020062944
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyTITLE INSIGHTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916

Mortgage

Document Number0000572133
DateMay 12, 2020
Instrument5721/33
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 01, 2018
Property Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916
Document Number0052780929
Book / Page005278 / 000929
Instrument DateJan 31, 2018
Instrument16728
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2018
Title CompanyQUALITY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
Tax$1,120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1440 ENGLEWOOD DR ST CLOUD FL 347728115, ST CLOUD, FL 34772-8115

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 05, 2017
Property Address4125 RAMBLER AVE, SAINT CLOUD, FL 34772-7916
Document Number0052482863
Book / Page005248 / 002863
Instrument DateNov 27, 2017
Instrument172717
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyQUALITY TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
Tax$735.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1110 PENNSYLVANIA AVE #104 ST CLOUD FL 347693750, 104, ST CLOUD, FL 34769-3750

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,567.00 (+7.08%) Homeowner's exemption$319,121 (+5.99%)$405,300 (+17.41%) Land $187,000 Building $218,300
2023$4,265.00 (+4.02%) Homeowner's exemption$301,096 (+3%)$345,200 (+8.04%) Land $133,000 Building $212,200
2022$4,100.00 Homeowner's exemption$292,327$319,500 Land $133,000 Building $186,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 337 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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