4125 Quay St, Wheat Ridge, CO 80033 Property Records

Jefferson County property record for 4125 Quay St, Wheat Ridge, CO 80033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 944 sqft · built 1946
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$681,000 (Nov 2022)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-234-00-055`

Property Details

APN / Parcel Number

Primary APN	`39-234-00-055`
Alternative APNs	`300023555` `23555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	944 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,327 sqft (0.283 acres)
Garage Type	Detached
Garage Area	308 sqft
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300023555
Street Address	4125 QUAY ST
City	WHEAT RIDGE
State	CO
Zip	80033-4957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 23 TOWNSHIP 03 RANGE 69 QTR SE SIZE: 12327 VALUE: .283 KEY=136
Legal Range	69W
Legal Township	03S
Legal Section	23
Legal Subdivision	ACREAGE
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3001
Census Tract	10603

Owner

Source: Jefferson County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4125 QUAY ST, WHEAT RIDGE, CO 80033-4957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Nov 8, 2011 · Amount on Record
Deed Document Number	202298992
Record Updated	Oct 29, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Nov 1, 2022
Property Address	4125 QUAY ST, WHEAT RIDGE, CO 80033-4957
Document Number	0000098992
Instrument Date	Oct 25, 2022
Instrument	2022098992
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4125 QUAY ST, WHEAT RIDGE, CO 80033-4957

Mortgage

Document Number	0000098993
Date	Nov 1, 2022
Instrument	2022098993

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	11%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4125 QUAY ST, WHEAT RIDGE, CO 80033-4957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065557
Date	Jun 15, 2020
Instrument	2020065557

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	4125 QUAY ST, WHEAT RIDGE, CO 80033-4957
Document Number	0000031127
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	COLORADO TITLE LLC, COLORADO TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 QUAY ST WHEAT RIDGE CO 800334957, WHEAT RIDGE, CO 80033-4957

Mortgage

Document Number	0000031127
Date	Mar 24, 2017
Instrument	31127

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00 (+11.02%)	$39,272 (+3.36%) Land $19,792 Building $19,480	$628,350 (+1.01%) Land $316,677 Building $311,673
2023	$3,322.00	$37,995 Land $17,750 Building $20,245	$622,082 Land $264,923 Building $357,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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