4125 Polar Fox Loop, North Pole, AK 99705 Property Records

State of Alaska property record for 4125 Polar Fox Loop, North Pole, AK 99705

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,610 sqft · built 2016
Lot Size	4 acres (174,327 sqft)
Owner	2 Individual Names on File
Last Sale	$452,862 (Jun 2025)
Tax Bill	$5,715 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2020 Mortgage + 8 more
Flood Zone	Zone AE (high risk)
APN	`00000652354`

Property Details

APN / Parcel Number

Primary APN	`00000652354`
Alternative APN	`652354`

Interior

Full Baths	3.5 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	3,610 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,512 sqft
Basement Area	767 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Logs
Construction Type	Log
Lot Area	174,327 sqft (4 acres)
Garage Type	Attached
Garage Area	634 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	4125 POLAR FOX LOOP
City	NORTH POLE
State	AK
Zip	99705-7053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 ARCTIC FOX THIRD ADDITION PREVIOUSLY ASSESSED AS ARCTIC FOX SECOND B
Legal Subdivision	ARCTIC FOX THIRD ADDITION
Legal Lot Number	21
Jurisdiction	FAIRBANKS NORTH STAR AK
Township / Civil Division	FAIRBANKS NORTH STAR
Census Block Group	1
Census Block	1049
Census Tract	1700

Owner

4125 Polar Fox Loop is owned and occupied by two individuals who bought it in June 2025.

Source: State of Alaska records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDE
Dec 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENT BANK OF NEVADA
Jun 18, 2025	Warranty Deed, Transfer · VA Mortgage FIRST RATE FINANCIAL GROUP
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LENDERFI INC
Feb 23, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage
Feb 23, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Document Number	20256965
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRBANKS NORTH STAR AK
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210062900
Date	Mar 31, 2021
Instrument	2021-006290-0

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRBANKS NORTH STAR AK
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200181080
Date	Oct 6, 2020
Instrument	2020-018108-0

Lender

Name	LOANDE
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Aug 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRBANKS NORTH STAR AK
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180194490
Date	Dec 5, 2018
Instrument	2018-019449-0

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2033

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRBANKS NORTH STAR AK
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190077940
Date	May 24, 2019
Instrument	2019-007794-0

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRBANKS NORTH STAR AK
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200005930
Date	Jan 15, 2020
Instrument	2020-000593-0

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRBANKS NORTH STAR AK
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190023700
Date	Mar 1, 2019
Instrument	2019-002370-0

Lender

Name	FIRST INDEPENDENT BANK OF NEVADA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2034

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRBANKS NORTH STAR AK
Recording Date	Jun 18, 2025
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Document Number	20250069650
Map Reference	PL 2013-3
Instrument Date	Jun 13, 2025
Instrument	2025-006965-0
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, STA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 JOHN SEVIER AVE, JONESBOROUGH, TN 37659-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053

Mortgage

Document Number	20250069660
Date	Jun 18, 2025
Instrument	2025-006966-0

Lender

Name	FIRST RATE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRBANKS NORTH STAR AK
Recording Date	Oct 19, 2018
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Document Number	20180161050
Map Reference	PL2013-3
Instrument Date	Oct 17, 2018
Instrument	2018-016105-0
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PSC 78 BOX 2574, APO, AP 96326-0026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053

Mortgage

Document Number	20180161060
Date	Oct 19, 2018
Instrument	2018-016106-0

Lender

Name	LENDERFI INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRBANKS NORTH STAR AK
Recording Date	Feb 23, 2017
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7059
Document Number	20170028350
Map Reference	PL2013-3
Instrument Date	Feb 22, 2017
Instrument	2017-002835-0
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6835 FROSTBITE CT, 6835, SALCHA, AK 99714-9797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4541, EIELSON AFB, AK 99702-0541
Investor	Possibly a Property Investor

Mortgage

Document Number	20170028360
Date	Feb 23, 2017
Instrument	2017-002836-0

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRBANKS NORTH STAR AK
Recording Date	Feb 23, 2017
Property Address	4125 POLAR FOX LOOP, NORTH POLE, AK 99705-7053
Document Number	20170028350
Map Reference	PL2013-3
Instrument Date	Feb 22, 2017
Instrument	2017-002835-0
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6835 FROSTBITE CT, SALCHA, AK 99714-9797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4541, EIELSON AFB, AK 99702-0541
Investor	Possibly a Property Investor

Mortgage

Document Number	20170028360
Date	Feb 23, 2017
Instrument	2017-002836-0

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4125 Polar Fox Loop was $5,715.

Source: State of Alaska assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	Alaska
County	Fairbanks North Star Borough
Unified School District	Fairbanks North Star Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,715.00	$516,159 Land $23,112 Building $493,047	$516,159 Land $23,112 Building $493,047
2023	$7,987.00	$505,739 Land $23,112 Building $482,627	$505,739 Land $23,112 Building $482,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4125 Polar Fox Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	50 (1990–2023)
Claims Outside the SFHA	1 of 50
Most Recent Claim	May 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2008 · 17 claims Flooding, May 2002 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4125 Polar Fox Loop is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 94% of Alaska
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SPITwSPOTS Fixed Wireless	300 / 75

May also be available: Choice Broadband.

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