4125 Gray Rock Rd, Kittrell, NC 27544 Property Records

Granville County property record for 4125 Gray Rock Rd, Kittrell, NC 27544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,550 sqft · built 2018
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 1998)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32445-9080301`

Property Details

APN / Parcel Number

Primary APN	`32445-9080301`
Alternative APNs	`183900428792` `183900 042` `86608301`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,550 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	85,813 sqft (1.97 acres)
Porch	Slab
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	86608301
Street Address	4125 GRAY ROCK RD
City	KITTRELL
State	NC
Zip	27544-7740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4125 GRAY ROCK RD
Legal Subdivision	HUGH FOX AND TERESA FOX
Jurisdiction	GRANVILLE NC
Township / Civil Division	FISHING CREEK
Census Block Group	2
Census Block	2009
Census Tract	970500

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4125 GRAY ROCK RD, KITTRELL, NC 27544-7740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 14, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Apr 10, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1998 · Amount on Record
Deed Sale	Oct 1, 1998 · Amount on Record
Deed Book / Page	759 / 861
Last Transfer Date	Apr 9, 2017
Transfer Doc	1637/581
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Recording Date	Sep 1, 2026
Property Address	4125 GRAY ROCK RD, KITTRELL, NC 27544-7740
Document Number	2087000198
Book / Page	2087 / 198
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 GRAY ROCK RD, KITTRELL, NC 27544-7740

Mortgage

Document Number	2087000198,
Date	Sep 1, 2026
Book Page	2087/198

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 5, 2066

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	4125 GRAY ROCK RD, KITTRELL, NC 27544-7740
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001898/370
Date	Apr 14, 2022
Book Page	1898/370

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WAKE FOREST, NC 27588

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	4125 GRAY ROCK RD, KITTRELL, NC 27544-7740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1686/122
Date	May 14, 2018
Book Page	1686/122

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Mar 1, 2049

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANVILLE NC
Recording Date	Apr 10, 2017
Property Address	4125 GRAY ROCK RD, KITTRELL, NC 27544-7740
Document Number	1637/581
Book / Page	1637 / 581
Map Reference	MB 40 PG 36
Instrument Date	Apr 9, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 GRAY ROCK RD, KITTRELL, NC 27544-7740

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,681 (-) Land $38,963 Building $419,718
2025	$3,260.00 (+33.88%)	$458,681 (+75.32%) Land $38,963 Building $419,718	$458,681 (-) Land $38,963 Building $419,718
2024			$458,681 (+75.32%) Land $38,963 Building $419,718
2023	$2,435.00 (+0.87%)	$261,629 (-) Land $26,670 Building $234,959	$261,629 (-) Land $26,670 Building $234,959
2022	$2,414.00	$261,629 Land $26,670 Building $234,959	$261,629 Land $26,670 Building $234,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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