4125 Cypress Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4125 Cypress Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 946 sqft · built 1983
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Oct 2019)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`24-26-30-4950-0001-1203`

Property Details

APN / Parcel Number

Primary APN	`24-26-30-4950-0001-1203`
Alternative APNs	`263024495000011203` `87691`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	946 sqft Living Area
Gross Area	1,498 sqft
1st Floor Area	946 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	472 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4125 CYPRESS DR
City	SAINT CLOUD
State	FL
Zip	34772-8091
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OA2M
Legal Description	S L & I C PB B PG 11 W 1/2 OF N 310.4 FT OF LOT 120 AND S 20.30 FT OF W 35 FT OF LOT 120 AND W 35 FT OF LOT 121 LESS S 20 FT FOR RD R/W
Legal Range	30E
Legal Township	26S
Legal Section	24
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	120
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2026
Census Tract	43304

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4125 CYPRESS DR, SAINT CLOUD, FL 34772-8091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	2019138417
Deed Book / Page	5612 / 384
Prior Transfer Date	Apr 10, 2015
Prior Transfer Doc	0047631683
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 25, 2019
Property Address	4125 CYPRESS DR, SAINT CLOUD, FL 34772-8091
Document Number	0056120384
Book / Page	005612 / 000384
Instrument Date	Oct 3, 2019
Instrument	138417
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	CLEAR TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4125 CYPRESS DR ST CLOUD FL 347728091, ST CLOUD, FL 34772-8091

Mortgage

Document Number	56120387
Date	Oct 25, 2019
Book Page	005612/000387
Instrument	138418

Lender

Name	MORO RONALD E TRUST (RT)
Address	3169 CECELIA DR, APOPKA, FL 32703-7815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2029

Mortgage

Document Number	56120396,
Date	Oct 25, 2019
Book Page	005612/000396
Instrument	138420

Lender

Name	DAVID & LISA NEWARK
Address	2715 W HIGHLAND AVE, APOPKA, FL 32712-3153
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 24, 2022

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,304.00 (+7.69%)	$205,800 (+1.03%) Land $126,200 Building $79,600	$205,800 (+1.03%) Land $126,200 Building $79,600
2024	$3,068.00 (+3.33%)	$203,700 (-) Land $126,200 Building $77,500	$203,700 (-) Land $126,200 Building $77,500
2023	$2,969.00 (+16.48%)	$203,700 (+30.91%) Land $126,200 Building $77,500	$203,700 (+30.91%) Land $126,200 Building $77,500
2022	$2,549.00	$155,600 Land $100,000 Building $55,600	$155,600 Land $100,000 Building $55,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Xfinity.

Nearby Properties on Cypress Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures