Madison County property record for 4124 Simpson Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,227 sqft |
| Lot Size | 3.71 acres (161,608 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jun 2025) |
| Tax Bill | $2,323 (2025) |
| Deeds & Mortgages | Feb 2009 Mortgage Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038-0002-0006-A |
| Primary APN | 0038-0002-0006-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,227 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 161,608 sqft (3.71 acres) |
| Garage Type | Detached |
| Account Number | 70561 |
|---|---|
| Street Address | 4124 SIMPSON LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 6A-R (3.71 ACRES) |
| Legal Tract | 6 |
| Legal Lot Number | 6A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10104 |
4124 Simpson Ln is owned and occupied by an individual who bought it in June 2025.
Source: Madison County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4124 SIMPSON LN, RICHMOND, KY 40475-8368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2009 | Deed of Trust, Mortgage FIRST SOUTHERN NATIONAL BANK |
| Jun 4, 2025 | Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on File |
| Deed Sale | Jun 4, 2025 · Amount on File |
| Deed Document Number | 2014264871 |
| Deed Book / Page | D868 / 336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 4124 SIMPSON LN, RICHMOND, KY 40475-8368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1277/386 |
|---|---|
| Date | Feb 9, 2009 |
| Book Page | M1277/386 |
| Instrument | 421196 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Address | RICHMOND, KY 40475 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Feb 3, 2012 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 4, 2025 |
| Property Address | 4124 SIMPSON LN, RICHMOND, KY 40475-8368 |
| Document Number | 00D868/336 |
| Book / Page | D868 / 336 |
| Map Reference | CAB 26 PG 514 |
| Instrument Date | May 6, 2025 |
| Instrument | 2014264871 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 WELLS RD, RICHMOND, KY 40475-9108 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4124 SIMPSON LN, RICHMOND, KY 40475-8368 |
| Document Number | 2014264876 |
|---|---|
| Date | Jun 4, 2025 |
| Instrument | 2014264876 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.9% |
| Max Rate At Change | 8.9% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.9% |
The 2025 property tax bill for 4124 Simpson Ln was $2,323 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,323.00 Additional exemption filed | $246,400 | $246,400 |
| 2023 | $2,390.00 | $246,400 | $246,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4124 Simpson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4124 Simpson Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 25 / 3 |
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