4124 S McCoy St, Independence, MO 64055 Property Records

Jackson County property record for 4124 S McCoy St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 829 sqft · built 1960
Lot Size	0.187 acres (8,148 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2022)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-340-16-21`

Property Details

APN / Parcel Number

Primary APN	`33-340-16-21`
Alternative APNs	`33-340-16-21-00-0-00-000` `33340162100000001` `879341`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	829 sqft Living Area
1st Floor Area	806 sqft
Basement Area	806 sqft
Finished Basement	600 sqft
Unfinished Basement	206 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,148 sqft (0.187 acres)
Lot Dimensions	115 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	475 sqft
Patio Area	475 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	879341
Street Address	4124 S MCCOY ST
City	INDEPENDENCE
State	MO
Zip	64055-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY GARDENS---LOT 126
Legal Subdivision	FAIRWAY GARDENS
Legal Block	1
Legal Lot Number	126
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1003
Census Tract	12400

Owner

4124 S McCoy St is owned and occupied by two individuals who bought it in January 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4124 S MCCOY ST, INDEPENDENCE, MO 64055-4540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Document Number	2022E2219
Prior Transfer Date	Dec 31, 2021
Prior Transfer Doc	00E0002219
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jan 7, 2022
Property Address	4124 S MCCOY ST, INDEPENDENCE, MO 64055-4540
Document Number	00E0002219
Instrument Date	Dec 31, 2021
Instrument	2022E0002219
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4124 S MCCOY ST, INDEPENDENCE, MO 64055-4540

Mortgage

Document Number	00E0002220
Date	Jan 7, 2022
Instrument	2022E0002220

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4124 S McCoy St was $1,741, up 15.3% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,373 (-) Land $4,934 Building $19,439	$128,280 (-)
2025	$1,741.00 (+15.3%)	$24,373 Land $4,934 Building $19,439	$128,280
2024	$1,510.00 (+2.3%)
2023	$1,476.00	$21,803 Land $3,270 Building $18,533	$114,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4124 S McCoy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4124 S McCoy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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