4124 Prairie Ridge Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4124 Prairie Ridge Rd, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,886 sqft · built 1992
Lot Size	0.451 acres (19,638 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,948 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-18401-05-040`

Property Details

APN / Parcel Number

Primary APN	`10-18401-05-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	19,638 sqft (0.451 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4124 PRAIRIE RIDGE RD
City	SAINT PAUL
State	MN
Zip	55123-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVENTRY PASS 2ND ADDITION 4 5
Legal Subdivision	COVENTRY PASS 2ND ADDITION
Legal Block	5
Legal Lot Number	40
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	3
Census Block	3008
Census Tract	60752

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4124 PRAIRIE RIDGE RD, SAINT PAUL, MN 55123-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit IDEAL CU
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit IDEAL CU
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4124 PRAIRIE RIDGE RD, EAGAN, MN 55123-1625
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 PRAIRIE RIDGE RD, EAGAN, MN 55123-1625

Mortgage

Document Number	0003622344
Date	Mar 6, 2024
Instrument	3622344

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4124 PRAIRIE RIDGE RD, EAGAN, MN 55123-1625
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 PRAIRIE RIDGE RD, EAGAN, MN 55123-1625

Mortgage

Document Number	0003591774
Date	Jun 22, 2023
Instrument	3591774

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 20, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4124 PRAIRIE RIDGE RD, EAGAN, MN 55123-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003323064
Date	Aug 28, 2019
Instrument	3323064

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4124 PRAIRIE RIDGE RD, EAGAN, MN 55123-1625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003384077
Date	Jul 15, 2020
Instrument	3384077

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,948.00	$510,400 Land $111,700 Building $398,700	$510,400 Land $111,700 Building $398,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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