4124 Orchard Dr, Rhinelander, WI 54501 Property Records

Oneida County property record for 4124 Orchard Dr, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Jul 2017)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PL 1130`

Property Details

APN / Parcel Number

Primary APN	`PL 1130`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	4124 ORCHARD DR
City	RHINELANDER
State	WI
Zip	54501-9367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 773301/602895 TRAILS END PLAT LOT 5 & 1/8 INT IN UNPL NE SW(PL-620)
Legal Range	09E
Legal Township	37N
Legal Section	30
Legal Subdivision	TRAILS END PLAT
Legal Lot Number	5,18
Jurisdiction	ONEIDA WI
Township / Civil Division	PINE LAKE
Census Block Group	2
Census Block	2032
Census Tract	970603

Owner

4124 Orchard Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4124 ORCHARD DR, RHINELANDER, WI 54501-9367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Dec 13, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Dec 18, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Jul 3, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Deed Document Number	2017773301
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4124 ORCHARD DR, RHINELANDER, WI 54501-9367
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000830318
Date	Jan 28, 2022
Instrument	830318

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4124 ORCHARD DR, RHINELANDER, WI 54501-9367
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	778271
Date	Dec 13, 2017
Instrument	778271

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	7.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4124 ORCHARD DR, RHINELANDER, WI 54501-9367
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	797335
Date	Sep 11, 2019
Instrument	797335

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4124 ORCHARD DR, RHINELANDER, WI 54501-9367
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	789322
Date	Dec 18, 2018
Instrument	789322

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4124 ORCHARD DR, RHINELANDER, WI 54501-9367
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	810311
Date	Sep 14, 2020
Instrument	810311

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 3, 2017
Property Address	4124 ORCHARD DR, RHINELANDER, WI 54501-9367
Document Number	0000773301
Instrument Date	Jul 3, 2017
Instrument	773301
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000773302
Date	Jul 3, 2017
Instrument	773302

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4124 Orchard Dr was $2,356 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Pine Lake Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00	$124,400 Land $9,200 Building $115,200	$203,431 Land $15,045 Building $188,386
2023	$2,028.00 Homeowner's exemption	$124,400 Land $9,200 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4124 Orchard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4124 Orchard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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