4124 N Henderson Rd, Davison, MI 48423 Property Records

Genesee County property record for 4124 N Henderson Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,506 sqft · built 1979
Lot Size	10.1 acres (440,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,236 (2025)
Deeds & Mortgages	May 2022 Construction Loan Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-25-300-026`

Property Details

APN / Parcel Number

Primary APN	`16-25-300-026`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,506 sqft Living Area
1st Floor Area	2,506 sqft
Basement Area	2,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	440,522 sqft (10.1 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4124 N HENDERSON RD
City	DAVISON
State	MI
Zip	48423-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Description	A PARCEL OF LAND BEG N 0 DEG 44 MIN E 984 FT FROM SW COR OF SEC TH N 0 DEG 44 MIN E 329 FT TH E 1337.02 FT TH S 0 DEG 52 MIN
Legal Range	08E
Legal Township	08N
Legal Section	25
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	2
Census Block	2000
Census Tract	11902

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4124 N HENDERSON RD, DAVISON, MI 48423-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Construction Mortgage 1ST MARINER BANK
Mar 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4124 N HENDERSON RD, DAVISON, MI 48423-8512
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 N HENDERSON RD, DAVISON, MI 48423-8512

Mortgage

Document Number	0000035812
Date	May 3, 2022
Instrument	202205030035812

Lender

Name	1ST MARINER BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 8, 2021
Property Address	4124 N HENDERSON RD, DAVISON, MI 48423-8512
Document Number	0000015777
Instrument Date	Jan 28, 2021
Instrument	202103080015777
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4124 N HENDERSON RD, DAVISON, MI 48423-8512

Mortgage

Document Number	0000015778
Date	Mar 8, 2021
Instrument	202103080015778

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,500 (+3.76%)	$607,000 (+3.76%)
2025	$8,236.00 (+2.63%) Homeowner's exemption	$292,500 (+23.84%)	$585,000 (+23.84%)
2024	$8,025.00
2023		$236,200	$472,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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