4124 Minnesota Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 4124 Minnesota Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,129 sqft · built 1910
Lot Size	0.367 acres (16,001 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Jun 2013)
Tax Bill	$20,284 (2026)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3580-00590`

Property Details

APN / Parcel Number

Primary APN	`010-3580-00590`
Alternative APNs	`1137106` `952051`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,129 sqft Gross Area
1st Floor Area	1,545 sqft
Basement Area	772 sqft
Finished Basement	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	16,001 sqft (0.367 acres)
Garage Area	1,463 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	99 sqft
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1137106
Street Address	4124 MINNESOTA AVE
City	DULUTH
State	MN
Zip	55802-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 AND 7 INC LOTS 35 AND 36 BLK 3 SERIAL #
Legal Subdivision	OATKA BEACH ADD TO DULUTH
Legal Block	3
Legal Lot Number	6-7,35
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4124 MINNESOTA AVE, DULUTH, MN 55802-2556
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Intrafamily Transfer, Transfer
Sep 28, 2022	Warranty Deed, Transfer
May 11, 2022	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2013 · Amount on Record
Deed Sale	Jun 10, 2013 · Amount on Record
Prior Sale	Jan 19, 2001 · Amount on Record
Deed Document Number	2013931705
Last Transfer Date	Sep 6, 2022
Transfer Doc	0001061383
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2022
Property Address	4124 MINNESOTA AVE, DULUTH, MN 55802-2556
Document Number	0001061383
Instrument Date	Sep 6, 2022
Instrument	1061383
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4124 MINNESOTA AVE, DULUTH, MN 55802-2556

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 28, 2022
Property Address	4124 MINNESOTA AVE, DULUTH, MN 55802-2556
Document Number	0001453029
Instrument Date	Sep 6, 2022
Instrument	1453029
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4124 MINNESOTA AVE, DULUTH, MN 55802-2556

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4124 MINNESOTA AVE, DULUTH, MN 55802-2556
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001056482
Date	May 11, 2022
Instrument	1056482

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Mar 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,284.00 (+4.35%) Homeowner's exemption
2025	$19,438.00 (-4.58%) Homeowner's exemption	$1,333,800 (+6.41%) Land $320,300 Building $1,013,500	$1,333,800 (+6.41%) Land $320,300 Building $1,013,500
2024	$20,372.00	$1,253,500 (+15.91%) Land $448,000 Building $805,500	$1,253,500 (+15.91%) Land $448,000 Building $805,500
2022		$1,081,400 Land $217,000 Building $864,400	$1,081,400 Land $217,000 Building $864,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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