4124 McCulloch St, Duluth, MN 55804 Property Records

St. Louis County property record for 4124 McCulloch St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.25 Baths
Year BuiltBuilt 1923
Square Footage1,236 sqft Gross Area
Lot Size6,995 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2026)
Tax Bill$3,740.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3010-02010
Alternative APNs
  • 1029816
  • 1195476

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area1,236 sqft Gross Area
1st Floor642 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Lot Area6,995 sqft (0.16 acres)
Garage Area396 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area78 sqft Deck
Porch Area204 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelElectric Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1195476
Street Address4124 MCCULLOCH ST
CityDULUTH
StateMN
Zip55804-1931
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0006 BLOCK:040 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block40
Legal Lot Number6
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1002
Census Tract600

Owner

Source: St. Louis County records · APN 010-3010-02010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Jan 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
NORTH SHORE BANK OF COMMERCE
Jan 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
NORTH SHORE BANK OF COMMERCE
Jan 11, 2023Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Apr 06, 2026Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE FEDERAL CREDIT UNION
May 03, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2026 · Amount on Record
Deed SaleApr 06, 2026 · Amount on Record
Prior SaleJul 20, 2009 · Amount on Record
Deed Doc Number20261530200
Record RefreshedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931
Transaction TypeMortgage
Record UpdatedMay 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001460277
DateJan 12, 2023
Instrument1460277
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55816
Agreement
TypeLine of Credit
AmountAmount Recorded
Term14 Months
DueFeb 29, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931
Transaction TypeMortgage
Record UpdatedMay 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001460276
DateJan 12, 2023
Instrument1460276
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55816
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueDec 29, 2027

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931
Transaction TypeMortgage
Record UpdatedMay 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001065235
DateJan 11, 2023
Instrument1065235
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55816
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueDec 29, 2027

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931
Transaction TypeMortgage
Record UpdatedMay 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001065236
DateJan 11, 2023
Instrument1065236
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55816
Agreement
TypeLine of Credit
AmountAmount Recorded
Term14 Months
DueFeb 29, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 06, 2026
Property Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931
Document Number0001530200
Instrument DateMar 13, 2026
Instrument20261530200
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyTITLE STREAM, TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$106,656.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931

Mortgage

Document Number0001530201,
DateApr 06, 2026
Instrument20261530201
Lender
NameNORTH SHORE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2041
Interest
Rate TypeFixed Rate
Rate5.35%
Initial TypeFixed Rate
Max Rate-1%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateMay 03, 2017
Property Address4124 MCCULLOCH ST, DULUTH, MN 55804-1931
Document Number00A1308500
Instrument DateApr 25, 2017
InstrumentA1308500
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3947 E CALVARY RD DULUTH MN 558031306, DULUTH, MN 55803-1306

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,740.00 (+6.67%)
2025$3,506.00 (+5.6%)$270,800 (+6.24%) Land $47,900 Building $222,900$270,800 (+6.24%) Land $47,900 Building $222,900
2024$3,320.00$254,900 (+18.56%) Land $46,200 Building $208,700$254,900 (+18.56%) Land $46,200 Building $208,700
2022$215,000 Land $35,600 Building $179,400$215,000 Land $35,600 Building $179,400

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