St. Louis County property record for 4124 Luzerne Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,568 sqft Gross Area |
| Lot Size | 83,171 sqft (1.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $510,000 (2026) |
| Tax Bill | $7,162.00 (2026) |
Source: St. Louis County records · APN 520-0140-00470
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer TITLE STREAM, TITLE TEAM |
| Nov 04, 2025 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| Feb 24, 2020 | Loan Modification, Mortgage WESTERN NAT'L BK |
| Mar 05, 2019 | Loan Modification, Mortgage WESTERN NAT'L BK |
| Mar 05, 2018 | Loan Modification, Mortgage WESTERN NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Apr 21, 2011 · Amount on Record |
| Deed Doc Number | 20261102480 |
| Prior Transfer Date | Feb 28, 2012 |
| Prior Transfer Doc | 0000912631 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 16, 2026 |
| Property Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Document Number | 0001102480 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 20261102480 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Tax | $169,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001521721 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 1521721 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001095713 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 1095713 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Document Number | 00T1021395 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5776 RICE LAKE RD DULUTH MN 558039331, DULUTH, MN 55803-9331 |
| Document Number | 00T1021395 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | T1021395 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0050 |
| Term | 24 Months |
|---|---|
| Due | Mar 11, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Document Number | 0001008336 |
| Instrument Date | Mar 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5776 RICE LAKE RD DULUTH MN 558039331, DULUTH, MN 55803-9331 |
| Document Number | 0001008336 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 1008336 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0050 |
| Term | 12 Months |
|---|---|
| Due | Mar 04, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4124 LUZERNE RD, DULUTH, MN 55803-1242 |
| Document Number | 000T997644 |
| Instrument Date | Mar 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5776 RICE LAKE RD DULUTH MN 558039331, DULUTH, MN 55803-9331 |
| Document Number | 000T997644 |
|---|---|
| Date | May 04, 2018 |
| Instrument | T997644 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0050 |
| Term | 12 Months |
|---|---|
| Due | May 03, 2019 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,162.00 (+3.74%) | ||
| 2025 | $6,904.00 (+4.29%) | $437,900 (+0.07%) Land $48,000 Building $389,900 | $437,900 (+0.07%) Land $48,000 Building $389,900 |
| 2024 | $6,620.00 | $437,600 (+18.21%) Land $47,700 Building $389,900 | $437,600 (+18.21%) Land $47,700 Building $389,900 |
| 2022 | $370,200 Land $45,400 Building $324,800 | $370,200 Land $45,400 Building $324,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 520-0140-00470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,568 sqft Gross Area |
| 1st Floor | 1,568 sqft 1st Floor |
| Basement Area | 1,200 sqft Basement |
| Finished Basement | 1,200 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 83,171 sqft (1.9 acres) |
| Garage Area | 1,056 sqft Garage |
| Deck Area | 20 sqft Deck |
|---|---|
| Patio Area | 320 sqft Patio |
| Porch Area | 36 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 953196 |
|---|---|
| Street Address | 4124 LUZERNE RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1242 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOTS 20 AND 21 SERIAL # |
| Legal Subdivision | INGLESIDE PARK |
| Legal Block | 2 |
| Legal Lot Number | 20-21 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | RICE LAKE |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 10400 |
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