4124 Hess Rd, Ardmore, OK 73401 Property Records

Carter County property record for 4124 Hess Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,604 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Jul 2023)
Tax Bill	$9,471 (2025)
Deeds & Mortgages	Aug 2009 Mortgage Jul 2015 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12042`

Property Details

APN / Parcel Number

Primary APN	`12042`
Alternative APN	`1990-34-04S-01E-1-014-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,604 sqft Living Area
Gross Area	11 sqft
1st Floor Area	2,232 sqft
2nd Floor Area	1,171 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	957 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	600 sqft
Porch	Slab
Porch Area	267 sqft
Patio Area	600 sqft
Storage Building	2,000 sqft
Utility Building	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12042
Street Address	4124 HESS RD
City	ARDMORE
State	OK
Zip	73401-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E/2 SW SE NE- 34 04S 01E
Legal Range	01E
Legal Township	04S
Legal Section	34
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	4S
Legal Lot Number	1E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1015
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4124 HESS RD, ARDMORE, OK 73401-8924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Jul 29, 2015	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST CO
Feb 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
May 29, 2019	Joint Tenancy Deed, Transfer · Conventional Mortgage CHEVRON FCU
May 23, 2019	Warranty Deed, Transfer OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	20236894
Deed Book / Page	7408 / 287
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	006724/113
Record Updated	Oct 29, 2026

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4124 HESS RD, ARDMORE, OK 73401-8924
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005032/042
Date	Aug 4, 2009
Book Page	5032/042
Instrument	2009-008464

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 29, 2014

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4124 HESS RD, ARDMORE, OK 73401-8924
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006115/021
Date	Jul 29, 2015
Book Page	6115/021
Instrument	2015-008977

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	4124 HESS RD, ARDMORE, OK 73401-8924
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005650/254
Date	Feb 15, 2013
Book Page	5650/254
Instrument	2013-001964

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2043

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 18, 2023
Property Address	4124 HESS RD, ARDMORE, OK 73401-8924
Document Number	007408/287
Book / Page	7408 / 287
Instrument Date	Jun 13, 2023
Instrument	I-2023-006894
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2023006895
Date	Jul 18, 2023
Instrument	I-2023-006895

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

May 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	May 29, 2019
Property Address	4124 HESS RD, ARDMORE, OK 73401-8924
Document Number	006724/113
Book / Page	6724 / 113
Instrument Date	Apr 26, 2019
Instrument	2019-006204
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2019006206
Date	May 29, 2019
Instrument	2019-006206

Lender

Name	CHEVRON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 23, 2019
Property Address	4124 HESS RD, ARDMORE, OK 73401-8924
Document Number	006721/256
Book / Page	6721 / 256
Instrument Date	Apr 24, 2019
Instrument	2019-006014
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Tax	$847.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,507 (-1.66%) Land $9,600 Building $91,907	$845,898 (-1.66%) Land $80,000 Building $765,898
2025	$9,471.00 (-0.01%)	$103,221 (+4.9%) Land $9,600 Building $93,621	$860,172 (+4.9%) Land $80,000 Building $780,172
2024	$9,472.00 (+49.78%)	$98,400 (+40.59%) Land $9,600 Building $88,800	$820,000 (+40.59%) Land $80,000 Building $740,000
2023	$6,324.00 (+1.44%) Homeowner's exemption	$69,992 (+0.23%) Land $9,600 Building $60,392	$583,265 (-) Land $80,000 Building $503,265
2022	$6,234.00 Homeowner's exemption	$69,834 Land $9,600 Building $60,234	$583,265 Land $80,000 Building $503,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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