4124 Cutty Sark Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 4124 Cutty Sark Rd, Baltimore, MD 21220

Property Summary

Property TypeTownhouse
Details2 ba · 1,728 sqft · built 2003
Lot Size0.037 acres (1,619 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Aug 2018)
Tax Bill$1,584 (2023)
Deeds & MortgagesJul 2021 Mortgage
Aug 2018 Sale & Mortgage
+ 2 more
APN15-2400001117

Property Details

APN / Parcel Number

Primary APN15-2400001117
Alternative APN
  • 2400001117

Interior

Full Baths2 Baths
Stories3 Stories
Building Area1,728 sqft Total Area
1st Floor Area576 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,619 sqft (0.037 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number2400001117
Street Address4124 CUTTY SARK RD
CityBALTIMORE
StateMD
Zip21220-2375
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.037AC PHASE 2A 4124 CUTTY SARK RD ES CARROLLWOOD MANOR
Legal SubdivisionCARROLLWOOD MANOR
Legal Phase4124,2A
Legal BlockR
Legal Lot Number35
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1016
Census Tract451803

Owner

4124 Cutty Sark Rd, a townhouse, is owned and occupied by two individuals who bought it in August 2018.

Source: Baltimore County records, as of September 22, 2023

Owner of Record2 Individual Names on File
Mailing Address4124 CUTTY SARK RD, BALTIMORE, MD 21220-2375
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
TITAN MUTUAL LENDING INC
Aug 8, 2018Grant Deed, Transfer
NAVY FCU
Mar 22, 2018Grant Deed, Transfer
ADVANTAGE TITLE COMPANY
Nov 1, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2018 · Amount on File
Deed SaleAug 8, 2018 · Amount on File
Prior SaleMar 22, 2018 · Amount on File
Deed Document Number0040546177
Deed Book / Page40546 / 177
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4124 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4124 CUTTY SARK RD, MIDDLE RIVER, MD 21220-2375

Mortgage

Document Number0451750434
DateJul 26, 2021
Book Page45175/434
Lender
NameTITAN MUTUAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueMay 1, 2051

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateAug 8, 2018
Property Address4124 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Document Number0405460177
Book / Page040546 / 000177
Instrument DateJul 27, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyKEY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4124 CUTTY SARK RD BALTIMORE MD 212202375, BALTIMORE, MD 21220-2375

Mortgage

Document Number405460185
DateAug 8, 2018
Book Page040546/000185
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueAug 7, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateMar 22, 2018
Property Address4124 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Document Number0400660291
Book / Page040066 / 000291
Instrument DateFeb 1, 2018
Transaction TypeTransfer
Record UpdatedApr 3, 2018
Title CompanyADVANTAGE TITLE COMPANY

Transaction

AmountAmount on Record
Tax$131.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5026 DORSEY HALL DR #204 ELLICOTT CITY MD 210427854, 204, ELLICOTT CITY, MD 21042-7854

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBALTIMORE MD
Recording DateNov 1, 2017
Property Address4124 CUTTY SARK RD, BALTIMORE, MD 21220-2375
Document Number0395820472
Book / Page039582 / 000472
Instrument DateMay 31, 2017
Transaction TypeForeclosure
Record UpdatedNov 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$134.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address999 NW GRAND BLVD OKLAHOMA CITY OK 731186051, OKLAHOMA CITY, OK 73118-6051
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,584.00$197,200 Land $70,000 Building $127,200$197,200 Land $70,000 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4124 Cutty Sark Rd; there have been 66 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4124 Cutty Sark Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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