4124 Cramer Dr, Valatie, NY 12184 Property Records

Columbia County and Kinderhook Town property record for 4124 Cramer Dr, Valatie, NY 12184

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,478 sqft · built 2000
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$367,000 (Jul 2022)
Tax Bill$6,488 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Mar 2022 Sale
+ 1 more
APN104403 44.6-3-44

Property Details

APN / Parcel Number

Primary APN104403 44.6-3-44
Alternative APN
  • 440304400600030440000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,478 sqft Living Area
1st Floor Area750 sqft
2nd Floor Area728 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4124 CRAMER DR
CityVALATIE
StateNY
Zip12184-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionMICRO 12201/97-28
Legal Block3
Legal Lot Number44.000
JurisdictionCOLUMBIA NY
Township / Civil DivisionKINDERHOOK
Census Block Group3
Census Block3031
Census Tract402

Owner

Source: Columbia County and Kinderhook Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4124 CRAMER DR, VALATIE, NY 12184-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BANK OF GREENE COUNTY
Mar 16, 2022Deed, Transfer
Nov 14, 2016Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Prior SaleMar 16, 2022 · Amount on Record
Deed Document Number20227332
Deed Book / Page966 / 2007
Prior Transfer DateJul 25, 2012
Prior Transfer Doc0007470000001551
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLUMBIA NY
Recording DateJul 26, 2022
Property Address4124 CRAMER DR, VALATIE, NY 12184-2510
Document Number0000007332
Book / Page966 / 2007
Instrument DateJul 20, 2022
Instrument20220007332
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 UNION ST, HUDSON, NY 12534-3116

Mortgage

Document Number0000007333
DateJul 26, 2022
Instrument20220007333
Lender
NameBANK OF GREENE COUNTY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionCOLUMBIA NY
Recording DateMar 16, 2022
Property Address4124 CRAMER DR, VALATIE, NY 12184-2510
Document Number0000002741
Book / Page957 / 1019
Instrument DateMar 2, 2022
Instrument20220002741
Transaction TypeTransfer
Record UpdatedOct 13, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address950 ROUTE 9, CASTLETON ON HUDSON, NY 12033-9650

November 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLUMBIA NY
Property Address4124 CRAMER DR, VALATIE, NY 12184-2510
Document Number0000009738
Book / Page000855 / 000363
Instrument DateNov 14, 2016
Transaction TypeMortgage
Record UpdatedNov 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4124 CRAMER DR VALATIE NY 121842510, VALATIE, NY 12184-2510

Mortgage

Document Number0000009738
DateOct 16, 2017
Book Page000855/000363
Instrument9738
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term360 Months
DueOct 15, 2047
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Columbia County and Kinderhook Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyColumbia County
County SubdivisionKinderhook Town
MunicipalityValatie Village
Unified School DistrictKinderhook Central School District (Ichabod Crane) (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,488.00 (+0.5%)
2025$6,456.00$213,000 (-) Land $31,000 Building $182,000$355,000 (+11.67%) Land $51,667 Building $303,333
2023$213,000 (-) Land $31,000 Building $182,000$317,910 (+17.91%) Land $46,269 Building $271,641
2022$213,000 Land $31,000 Building $182,000$269,620 Land $39,240 Building $230,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALATIE VILLAGE
serves 2,000 people · EPA ID NY1000244
Water SourceGroundwater influenced by surface water
Last State InspectionJan 2026
Lead2 ppb (2026)
action level 15 ppb
Copper2.42 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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