4124 31st Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4124 31st Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1915
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on Record
Tax Bill	$5,130 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0074-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0074-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,184 sqft Living Area
1st Floor Area	658 sqft
2nd Floor Area	526 sqft
Upper Floors Area	526 sqft
Basement Area	658 sqft

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4124 31ST AVE
City	CINCINNATI
State	OH
Zip	45209-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4124 31ST AVE 40 X 140 LOT 277 THE OAKLEY PK SUBPLAT A
Legal Subdivision	THE OAKLEY PARK SUB
Legal Lot Number	277
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	5200

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4124 331ST AVE, CINCINNATI, OH 45209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2024	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Sep 2, 2022	Intrafamily Transfer, Transfer
Sep 7, 2022	Transfer on Death Deed, Transfer
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Mar 20, 2013 · Amount on Record
Last Transfer Date	Sep 2, 2022
Transfer Doc	0000084776
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4124 31ST AVE, CINCINNATI, OH 45209-1615
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 31ST AVE, CINCINNATI, OH 45209-1615

Mortgage

Document Number	0000034715
Date	May 23, 2024
Book Page	15173/753
Instrument	2024-0034715

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	40230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 2, 2022
Property Address	4124 31ST AVE, CINCINNATI, OH 45209-1615
Document Number	0000084776
Book / Page	14744 / 859
Map Reference	MB 17 PG 29
Instrument Date	Aug 31, 2022
Instrument	2022-0084776
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2744 BLUE ROCK RD, CINCINNATI, OH 45239-6333

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 7, 2022
Property Address	4124 31ST AVE, CINCINNATI, OH 45209-1615
Document Number	0000085575
Book / Page	14746 / 995
Map Reference	MB 17 PG 29
Instrument Date	Aug 31, 2022
Instrument	2022-0085575
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4124 31ST AVE, CINCINNATI, OH 45209-1615
Document Number	0000095645
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4124 31ST AVE CINCINNATI OH 452091615, CINCINNATI, OH 45209-1615

Mortgage

Document Number	0000095645
Date	Sep 18, 2020
Book Page	014256/002522
Instrument	95645

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+2.93%)	$83,146 (+%) Land $38,797 Building $44,349
2024	$4,984.00 (-2.08%)	$83,145 (-) Land $38,797 Building $44,348
2023	$5,090.00 (+10.89%)	$83,145 (+23.57%) Land $38,797 Building $44,348	$237,560 (+23.57%) Land $110,850 Building $126,710
2022	$4,590.00 Homeowner's exemption	$67,288 Land $23,272 Building $44,016
2020			$192,250 Land $66,490 Building $125,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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