41235 Bear Creek St, Indio, CA 92203 Property Records

Riverside County property record for 41235 Bear Creek St, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,107 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Nov 2021)
Tax Bill	$9,642 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-330-007`

Property Details

APN / Parcel Number

Primary APN	`692-330-007`
Alternative APN	`679440007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	2,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	41235 BEAR CREEK ST
City	INDIO
State	CA
Zip	92203-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.25 ACRES M/L IN LOT 7 MB 340/099 TR 31026-1
Legal Subdivision	TRACT NO 31026 1
Legal Tract	31026-1
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1015
Census Tract	45306

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41235 BEAR CREEK ST, INDIO, CA 92203-3011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 22, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	2021676846
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 15, 2021
Property Address	41235 BEAR CREEK ST, INDIO, CA 92203-3011
Document Number	0000676846
Map Reference	MB 340 PG 99-103
Instrument Date	Oct 13, 2021
Instrument	2021-0676846
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41235 BEAR CREEK ST, INDIO, CA 92203-3011

Mortgage

Document Number	0000676847
Date	Nov 15, 2021
Instrument	2021-0676847

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41235 BEAR CREEK ST, INDIO, CA 92203-3011
Document Number	0000225057
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41235 BEAR CREEK ST INDIO CA 922033011, INDIO, CA 92203-3011

Mortgage

Document Number	0000225057
Date	May 28, 2020
Instrument	225057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	May 27, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41235 BEAR CREEK ST, INDIO, CA 92203-3011
Document Number	0000103810
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41235 BEAR CREEK ST INDIO CA 922033011, INDIO, CA 92203-3011

Mortgage

Document Number	0000103810
Date	Mar 28, 2019
Instrument	103810

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41235 BEAR CREEK ST, INDIO, CA 92203-3011
Document Number	0000168000
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41235 BEAR CREEK ST INDIO CA 922033011, INDIO, CA 92203-3011

Mortgage

Document Number	0000168000
Date	Apr 27, 2017
Instrument	168000

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,626 (+2%) Land $27,060 Building $519,566
2025	$9,642.00 (+12.56%)	$535,909 (+4.04%) Land $26,530 Building $509,379
2023	$8,566.00 (+6.05%)	$515,100 Land $25,500 Building $489,600
2022	$8,077.00
2021			$444,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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