41232 196th Ave SE, Enumclaw, WA 98022 Property Records

King County property record for 41232 196th Ave SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 4,240 sqft · built 1977
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Dec 2020)
Tax Bill	$10,608 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082006-9069`

Property Details

APN / Parcel Number

Primary APN	`082006-9069`
Alternative APN	`082006906901`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,240 sqft Living Area
Gross Area	4,920 sqft
1st Floor Area	3,140 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	1,360 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	290 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	082006906901
Street Address	41232 196TH AVE SE
City	ENUMCLAW
State	WA
Zip	98022-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-10
Legal Description	LOT 4 KC SHORT PLAT NO 176022 RECORDING NO 7605270543 SD PLAT DAF SW 1/4 OF SW 1/4 STR 8-20-6 LESS CO RDS
Legal Range	06
Legal Township	20
Legal Section	08
Legal Subdivision	SP 176022
Legal Tract	4
Legal Block	69
Legal Lot Number	4
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	5
Census Block	5001
Census Tract	31202

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 HAZEL PL, ENUMCLAW, WA 98022-8467
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 23, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Mar 24, 1993 · Amount on Record
Deed Document Number	20201736
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0000001790
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	41232 196TH AVE SE, ENUMCLAW, WA 98022-9133
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41232 196TH AVE SE, ENUMCLAW, WA 98022-9133

Mortgage

Document Number	0000000928
Date	Dec 29, 2023
Instrument	20231229000928

Lender

Name	UMPQUA BANK
Type	Bank
Address	97474

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	41232 196TH AVE SE, ENUMCLAW, WA 98022-9133
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41232 196TH AVE SE, ENUMCLAW, WA 98022-9133

Mortgage

Document Number	0000000394
Date	Dec 28, 2021
Instrument	20211228000394

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	KING WA
Recording Date	Dec 23, 2020
Property Address	41232 196TH AVE SE, ENUMCLAW, WA 98022-9133
Document Number	0000001736
Map Reference	DOC 7605270543
Instrument Date	Dec 11, 2020
Instrument	20201223001736
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41232 196TH AVE SE, ENUMCLAW, WA 98022-9133

Mortgage

Document Number	0000001737
Date	Dec 23, 2020
Instrument	20201223001737

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,608.00 (-9.07%)
2025		$1,031,000 (-9.24%) Land $541,000 Building $490,000	$1,031,000 (-9.24%) Land $541,000 Building $490,000
2024	$11,666.00 (+2.36%)	$1,136,000 (-0.26%) Land $433,000 Building $703,000	$1,136,000 (-0.26%) Land $433,000 Building $703,000
2022	$11,397.00	$1,139,000 Land $426,000 Building $713,000	$1,139,000 Land $426,000 Building $713,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skynet Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Xfinity.

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