4123 Willow Hammock Dr, Palmetto, FL 34221 Property Records

Manatee County property record for 4123 Willow Hammock Dr, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,529 sqft · built 2019
Lot Size	0.213 acres (9,291 sqft)
Owner	Individual Name on Record
Last Sale	$220,190 (Jun 2019)
Tax Bill	$3,979 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7450-2970-9`

Property Details

APN / Parcel Number

Primary APN	`7450-2970-9`
Alternative APN	`341804745029709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,529 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,291 sqft (0.213 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4123 WILLOW HAMMOCK DR
City	PALMETTO
State	FL
Zip	34221-2798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 80, SILVERSTONE SOUTH PI #7450.2970/9
Legal Range	18E
Legal Township	34S
Legal Section	04
Legal Subdivision	SILVERSTONE SOUTH
Legal Lot Number	80
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4008
Census Tract	1904

Owner

Source: Manatee County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4123 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Jun 4, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	201954402
Deed Book / Page	2785 / 3531
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Apr 17, 2026
Property Address	4123 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2798
Document Number	0000043766
Instrument Date	Apr 10, 2026
Instrument	202643766
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2798

Mortgage

Document Number	0000043766,
Date	Apr 17, 2026
Instrument	202643766

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4123 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2798
Document Number	0041056762
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 WILLOW HAMMOCK DR PALMETTO FL 342212798, PALMETTO, FL 34221-2798

Mortgage

Document Number	0041056762
Date	Jun 5, 2020
Instrument	41056762

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 4, 2019
Property Address	4123 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2798
Document Number	0027853531
Book / Page	2785 / 3531
Map Reference	MB 63 PG 115
Instrument Date	May 31, 2019
Instrument	201941054402
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,541.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 WILLOW HAMMOCK DR, PALMETTO, FL 34221-2798

Mortgage

Document Number	27853532
Date	Jun 4, 2019
Instrument	2785-3532

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,817 (+5.99%)	$277,300 (-14.9%) Land $35,700 Building $241,600
2024	$3,979.00 (+1.09%)
2023	$3,936.00 (+1.78%) Homeowner's exemption	$181,925 (+3%)	$325,857 (+15.49%) Land $35,700 Building $290,157
2022	$3,867.00 Homeowner's exemption	$176,626	$282,157 Land $35,000 Building $247,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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