4123 White Store Rd, Wingate, NC 28174 Property Records

Union County property record for 4123 White Store Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,739 sqft · built 1995
Lot Size	3.59 acres (156,380 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Nov 2019)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-016`

Property Details

APN / Parcel Number

Primary APN	`03-165-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
Gross Area	2,245 sqft
1st Floor Area	1,739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	156,380 sqft (3.59 acres)
Garage Type	Detached
Garage Area	1,395 sqft
Parking Spaces	6 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4123 WHITE STORE RD
City	WINGATE
State	NC
Zip	28174-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#4 FAMILY VENTURES OPCD628
Legal Subdivision	FAMILY VENTURES SUBDIVISION
Legal Tract	4
Legal Lot Number	4
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2024
Census Tract	20702

Owner

4123 White Store Rd is owned and occupied by an individual who bought it in November 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4123 WHITE STORE RD, WINGATE, NC 28174-8726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER LNDG
Nov 26, 2019	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Mar 1, 2000 · Amount on File
Deed Document Number	201936969
Deed Book / Page	7526 / 73
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4123 WHITE STORE RD, WINGATE, NC 28174-8726
Document Number	7858388
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 WHITE STORE RD WINGATE NC 281748726, WINGATE, NC 28174-8726

Mortgage

Document Number	7858388
Date	Oct 26, 2020
Book Page	007858/000388
Instrument	43303

Lender

Name	PREMIER LNDG
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 26, 2019
Property Address	4123 WHITE STORE RD, WINGATE, NC 28174-8726
Document Number	752673
Book / Page	007526 / 000073
Instrument Date	Nov 20, 2019
Instrument	36969
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 WHITE STORE RD WINGATE NC 281748726, WINGATE, NC 28174-8726

Mortgage

Document Number	752675
Date	Nov 26, 2019
Book Page	007526/000075
Instrument	36970

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 25, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4123 White Store Rd was $1,752.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,400 (-) Land $74,100 Building $277,300	$351,400 (-) Land $74,100 Building $277,300
2025	$1,752.00	$351,400 Land $74,100 Building $277,300	$351,400 Land $74,100 Building $277,300
2023	$1,904.00	$289,900 Land $30,700 Building $259,200	$289,900 Land $30,700 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4123 White Store Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4123 White Store Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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