4123 Primo Rd, Festus, MO 63028 Property Records

Jefferson County property record for 4123 Primo Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 4,315 sqft · built 1987
Lot Size	9.85 acres (429,066 sqft)
Owner	2 Individual Names on File
Last Sale	$556,605 (Sep 2024)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-1.2-12.0-0-000-014.01`

Property Details

APN / Parcel Number

Primary APN	`22-1.2-12.0-0-000-014.01`
Alternative APN	`2212120 01401`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,315 sqft Living Area
Gross Area	4,835 sqft
1st Floor Area	728 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	429,066 sqft
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	413 sqft
Patio Area	248 sqft
Pole Barn	2,640 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4123 PRIMO RD
City	FESTUS
State	MO
Zip	63028-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	PRIMEAUX PT LOT 1
Legal Range	6E
Legal Township	39N
Legal Section	12
Legal Subdivision	PRIMEAUX
Legal Block	1
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1008
Census Tract	701404

Owner

4123 Primo Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4123 PRIMO RD, FESTUS, MO 63028-4506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Line of Credit BELGRADE STATE BANK
Jun 5, 2018	Deed of Trust, Mortgage · SBA Mortgage BELGRADE STATE BANK
Apr 27, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 17, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	202422514
Prior Transfer Date	Jun 17, 2024
Prior Transfer Doc	0000022516
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4123 PRIMO RD, FESTUS, MO 63028-4506
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012940
Date	May 1, 2017
Instrument	2017R-012940

Lender

Name	BELGRADE STATE BANK
Type	Bank
Address	POTOSI, MO 63664

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Apr 27, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4123 PRIMO RD, FESTUS, MO 63028-4506
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016572
Date	Jun 5, 2018
Instrument	2018R-016572

Lender

Name	BELGRADE STATE BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	239 Months
Due	May 15, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4123 PRIMO RD, FESTUS, MO 63028-4506
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 PRIMO RD, FESTUS, MO 63028-4506

Mortgage

Document Number	0000014238
Date	Apr 27, 2022
Instrument	2022R-014238

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 17, 2020
Property Address	4123 PRIMO RD, FESTUS, MO 63028-4506
Document Number	0000029644
Map Reference	MB 45 PG 21
Instrument Date	Aug 13, 2020
Instrument	2020R-029644
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 WESFORD DR, MARYLAND HEIGHTS, MO 63043-4115

Mortgage

Document Number	0000029646
Date	Aug 17, 2020
Instrument	2020R-029646

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4123 Primo Rd was $2,852, up 13.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,900 (-) Land $1,400 Building $43,500	$241,800 (-) Land $7,400 Building $234,400
2025	$2,852.00 (+13.85%)	$44,900 Land $1,400 Building $43,500	$241,800 (-) Land $7,400 Building $234,400
2024	$2,505.00 (+0.08%)		$241,800 (+15.36%) Land $7,400 Building $234,400
2023	$2,503.00	$39,200 Land $1,400 Building $37,800	$209,600 Land $7,400 Building $202,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4123 Primo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4123 Primo Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lightwave Communications Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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