4123 N Stark Rd, Hope, MI 48628 Property Records

Midland County property record for 4123 N Stark Rd, Hope, MI 48628

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,402 sqft · built 2004
Lot Size	8.42 acres (366,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Oct 2002)
Tax Bill	$5,861 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-002-400-190-00`

Property Details

APN / Parcel Number

Primary APN	`110-002-400-190-00`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,402 sqft Living Area
1st Floor Area	2,268 sqft
Basement Area	2,268 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	366,775 sqft (8.42 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4123 N STARK RD
City	HOPE
State	MI
Zip	48628-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 T15N R1E COM 992.94 FT S OF E 1/4 COR, TH S 330.98 FT, W 1335.84 FT, N 53D 26M E 562.1 FT, E 880 FT.
Legal Range	01E
Legal Township	15N
Legal Section	02
Jurisdiction	MIDLAND MI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2000
Census Tract	291103

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4123 N STARK RD, HOPE, MI 48628-9316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL CORPORATION
Feb 1, 2023	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Apr 25, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2002 · Amount on Record
Deed Sale	Oct 25, 2002 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	May 7, 2026
Property Address	4123 N STARK RD, HOPE, MI 48628-9316
Document Number	0000004512
Book / Page	2026 / 4512
Instrument Date	Apr 30, 2026
Instrument	20264512
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 N STARK RD, HOPE, MI 48628-9316
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004512,
Date	May 7, 2026
Book Page	2026/4512
Instrument	20264512

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4123 N STARK RD, HOPE, MI 48628-9316
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 N STARK RD, HOPE, MI 48628-9316
Investor	Possibly a Property Investor

Mortgage

Document Number	01662/1202
Date	Feb 1, 2023
Book Page	1662/1202

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4123 N STARK RD, HOPE, MI 48628-9316
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 N STARK RD, HOPE, MI 48628-9316

Mortgage

Document Number	001656/510
Date	Apr 25, 2022
Book Page	1656/510

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lincoln Township
Unified School District	Meridian Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,900 (+7.92%)	$525,800 (+7.92%)
2025	$5,861.00 (+1.24%) Homeowner's exemption	$243,600	$487,200
2024	$5,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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