4123 Mandarin Rd, Sebring, FL 33875 Property Records

Highlands County property record for 4123 Mandarin Rd, Sebring, FL 33875 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,240 sqft · built 2024
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2025)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-24-35-28-090-0030-0320`

Property Details

APN / Parcel Number

Primary APN	`C-24-35-28-090-0030-0320`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	2,240 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	315 sqft
Driveway	Driveway
Driveway Area	405 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4123 MANDARIN RD
City	SEBRING
State	FL
Zip	33875-4537
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ORANGE BLOSSOM EST UNIT 9 PB 7 PG 50 LOT 32 BLK 3
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM EST
Legal Block	3
Legal Lot Number	32
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2018
Census Tract	961301

Owner

Source: Highlands County records · APN C-24-35-28-090-0030-0320

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4123 MANDARIN RD, SEBRING, FL 33875-4537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Jun 04, 2025	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Sep 01, 2022	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2025 · Amount on Record
Deed Sale	Jun 04, 2025 · Amount on Record
Prior Sale	Sep 01, 2022 · Amount on Record
Deed Document Number	20252262830
Deed Book / Page	3123 / 171
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4123 MANDARIN RD, SEBRING, FL 33875-4537
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5728 MAJOR BLVD 300, 300, ORLANDO, FL 32819-7969
Investor	Possibly a Property Investor

Mortgage

Document Number	0002175311
Date	Oct 26, 2023
Book Page	3006/1013
Instrument	2175311

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	WINTER PARK, FL 32792

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 04, 2025
Property Address	4123 MANDARIN RD, SEBRING, FL 33875-4537
Document Number	0002262830
Book / Page	3123 / 171
Map Reference	MB 7 PG 50
Instrument Date	May 23, 2025
Instrument	2262830
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	SAFEKEY TITLE AND CLOSINGS LLC, SAFEKEY TITLE & CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 W DARLINGTON AVE, KISSIMMEE, FL 34741-5108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 MANDARIN RD, SEBRING, FL 33875-4537

Mortgage

Document Number	0003123178
Date	Jun 04, 2025
Instrument	3123/178

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 01, 2022
Property Address	4123 MANDARIN RD, SEBRING, FL 33875-4537
Document Number	0002113008
Book / Page	2928 / 1357
Map Reference	MB 7 PG 50
Instrument Date	Aug 29, 2022
Instrument	2113008
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 67TH ST, BROOKLYN, NY 11219-5917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5728 MAJOR BLVD STE 300, 300, ORLANDO, FL 32819-7969
Investor	Possibly a Property Investor

Mortgage

Document Number	0002113010
Date	Sep 01, 2022
Book Page	2928/1363
Instrument	2113010

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	WINTER PARK, FL 32792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	Aug 29, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00 (+709.66%)	$235,268 (+1,580.49%) Land $14,000 Building $221,268	$235,268 (+1,580.49%) Land $14,000 Building $221,268
2024	$466.00 (+114.75%)	$14,000 (-) Land $14,000	$14,000 (-) Land $14,000
2023	$217.00 (+72.22%)	$14,000 (+94.44%) Land $14,000	$14,000 (+94.44%) Land $14,000
2022	$126.00	$7,200 Land $7,200	$7,200 Land $7,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022, other causes, Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 498 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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