4123 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 4123 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,971 sqft · built 1912
Lot Size	0.321 acres (13,988 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2012)
Tax Bill	$5,488 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2960-01190`

Property Details

APN / Parcel Number

Primary APN	`010-2960-01190`
Alternative APN	`943026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,971 sqft Gross Area
1st Floor Area	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	13,988 sqft (0.321 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	202 sqft
Deck Area	259 sqft
Storage Building	187 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	943026
Street Address	4123 LONDON RD
City	DULUTH
State	MN
Zip	55804-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 AND 12 SERIAL #
Legal Subdivision	LONDON ADDITION TO DULUTH
Legal Block	3
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1024
Census Tract	600

Owner

4123 London Rd is owned and occupied by an individual who bought it in December 2012.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4123 LONDON RD, DULUTH, MN 55804-2246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit SUPERIOR SAVINGS BANK
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR SAVINGS BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR SVGS
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2012 · Amount on File
Deed Sale	Dec 12, 2012 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	20122960
Prior Transfer Date	Oct 24, 2003
Prior Transfer Doc	0000923974
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 5, 2026
Property Address	4123 LONDON RD, DULUTH, MN 55804-2246
Document Number	0001533766
Instrument Date	May 1, 2026
Instrument	20261533766
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 LONDON RD, DULUTH, MN 55804-2246

Mortgage

Document Number	0001533766,
Date	Jun 5, 2026
Instrument	20261533766

Lender

Name	SUPERIOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 15, 2041

Interest

Rate	5.77%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4123 LONDON RD, DULUTH, MN 55804-2246
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 LONDON RD, DULUTH, MN 55804-2246

Mortgage

Document Number	0001418782
Date	Jul 12, 2021
Instrument	1418782

Lender

Name	SUPERIOR SAVINGS BANK
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 29, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4123 LONDON RD, DULUTH, MN 55804-2246
Document Number	00A1381268
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 LONDON RD DULUTH MN 558042246, DULUTH, MN 55804-2246

Mortgage

Document Number	00A1381268
Date	Jun 2, 2020
Instrument	A1381268

Lender

Name	SUPERIOR SVGS
Type	Federal Savings Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4123 LONDON RD, DULUTH, MN 55804-2246
Document Number	00A1328869
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1328869
Date	Mar 6, 2018
Instrument	A1328869

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4123 London Rd was $5,488 with a homeowner's exemption, up 7.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,488.00 (+7.15%) Homeowner's exemption
2025	$5,122.00 (+13.57%) Homeowner's exemption	$408,800 (+6.46%) Land $67,000 Building $341,800	$408,800 (+6.46%) Land $67,000 Building $341,800
2024	$4,510.00	$384,000 Land $64,600 Building $319,400	$384,000 Land $64,600 Building $319,400
2022		$299,100 Land $49,700 Building $249,400	$299,100 Land $49,700 Building $249,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4123 London Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4123 London Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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