4123 E Toledo St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4123 E Toledo St, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,926 sqft · built 2016
Lot Size0.069 acres (3,006 sqft)
OwnerCompany Name on Record
Last Sale$371,000 (Mar 2021)
Tax Bill$1,880 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2022 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN313-19-458

Property Details

APN / Parcel Number

Primary APN313-19-458
Alternative APN
  • 313194580

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,926 sqft Living Area
Gross Area2,119 sqft
1st Floor Area684 sqft
2nd Floor Area1,242 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area3,006 sqft (0.069 acres)
Parking Spaces2 Parking Spaces
Patio Area193 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4123 E TOLEDO ST
CityGILBERT
StateAZ
Zip85295-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionFINCHER FIELDS AT COOLEY STATION AMD MCR 1200-19
Legal Range6E
Legal Township1S
Legal Section25
Legal SubdivisionFINCHER FIELDS AT COOLEY STATION AMD
Legal Lot Number161
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2048
Census Tract815201

Owner

Source: Maricopa County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6883 W LAREDO ST, CHANDLER, AZ 85226-1629
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 18, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 11, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Prior SaleNov 10, 2016 · Amount on Record
Deed Document Number2021360728
Last Transfer DateSep 1, 2022
Transfer Doc0000783645
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4123 E TOLEDO ST, GILBERT, AZ 85295-1022
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4123 E TOLEDO ST, GILBERT, AZ 85295-1022

Mortgage

Document Number0000284027
DateMar 15, 2021
Instrument20210284027
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueDec 1, 2050

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateOct 18, 2022
Property Address4123 E TOLEDO ST, GILBERT, AZ 85295-1022
Document Number0000783645
Map ReferenceMB 1200 PG 19
Instrument DateSep 1, 2022
Instrument20220783645
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6883 W LAREDO ST, 6883, CHANDLER, AZ 85226-1629

Transferred To (Grantee/Buyer)

NameVerified Name

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 31, 2021
Property Address4123 E TOLEDO ST, GILBERT, AZ 85295-1022
Document Number0000360728
Map ReferenceMB 1200 PG 19
Instrument DateMar 27, 2021
Instrument20210360728
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4123 E TOLEDO ST, 4123, GILBERT, AZ 85295-1022

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6883 W LAREDO ST, CHANDLER, AZ 85226-1629

Mortgage

Document Number0000360730
DateMar 31, 2021
Instrument20210360730
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4123 E TOLEDO ST, GILBERT, AZ 85295-1022
Document Number0000937129
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4123 E TOLEDO ST GILBERT AZ 852951022, GILBERT, AZ 85295-1022

Mortgage

Document Number0000937129
DateNov 20, 2019
Instrument937129
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 19, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,220 (+90.91%)$402,200 (+2.18%) Land $80,400 Building $321,800
2025$1,880.00 (-5.24%)$21,067 (-48.7%)$393,600 (-4.16%) Land $78,700 Building $314,900
2024$41,070$410,700 Land $82,100 Building $328,600
2023$1,984.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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