Mecklenburg County property record for 4123 David Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,051 sqft · built 2007 |
| Lot Size | 0.917 acres (39,955 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Jun 2020) |
| Tax Bill | $4,640 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-012-12 |
| Primary APN | 195-012-12 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,051 sqft Heated Area |
| Gross Area | 4,098 sqft |
| 1st Floor Area | 2,091 sqft |
| Upper Floors Area | 825 sqft |
| Attic Area | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Lot Area | 39,955 sqft (0.917 acres) |
| Garage Area | 614 sqft |
| Porch | Porch |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 195-012-12 |
|---|---|
| Street Address | 4123 DAVID DR |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-3685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L7 & 8 U/M |
| Legal Subdivision | MRS DRIVE HOOKS |
| Legal Lot Number | 7,8 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 5713 |
4123 David Dr is owned and occupied by an individual who bought it in June 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4123 DAVID DR, MATTHEWS, NC 28105-3685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on File |
| Deed Sale | Jun 30, 2020 · Amount on File |
| Prior Sale | Apr 30, 2007 · Amount on File |
| Deed Document Number | 0034752116 |
| Deed Book / Page | 34752 / 116 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4123 DAVID DR, MATTHEWS, NC 28105-3685 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | NATIONALLINK ORIGINATIONS |
| Name | Verified Name |
|---|
| Document Number | 0000168819 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 36483/111 |
| Instrument | 2021168819 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 30, 2020 |
| Property Address | 4123 DAVID DR, MATTHEWS, NC 28105-3685 |
| Document Number | 0000097882 |
| Book / Page | 34752 / 116 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020097882 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 CRESCENT LN # 1, 1401, MATTHEWS, NC 28105-4654 |
| Name | Verified Name |
|---|---|
| Address | 4123 DAVID DR, MATTHEWS, NC 28105-3685 |
| Document Number | 0000097883 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020097883 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 4123 David Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4123 David Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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