4123 Crow Rd, Monroe, NC 28112 Property Records

Union County property record for 4123 Crow Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3,275 sqft · built 2021
Lot Size	8.19 acres (356,931 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Jul 2020)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-303-010K`

Property Details

APN / Parcel Number

Primary APN	`04-303-010K`

Interior

Building Area	3,275 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	356,931 sqft (8.19 acres)

Location & Zoning

Street Address	4123 CROW RD
City	MONROE
State	NC
Zip	28112-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#5 STETTLER FARMS 1 & 2 OPCP112
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3016
Census Tract	21005

Owner

Source: Union County records · APN 04-303-010K

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4123 CROW RD, MONROE, NC 28112-7566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202027954
Deed Book / Page	7748 / 814
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4123 CROW RD, MONROE, NC 28112-7566
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 MONTE DR, MONROE, NC 28110-7633

Mortgage

Document Number	0008096196
Date	May 11, 2021
Book Page	8096/196
Instrument	22234

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 01, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	Other
Max Rate	8.37%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,003.00 (+25.08%)	$1,038,900 (+64.75%) Land $265,500 Building $773,400	$1,038,900 (+64.75%) Land $265,500 Building $773,400
2023	$4,000.00	$630,600 Land $89,300 Building $541,300	$630,600 Land $89,300 Building $541,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 18 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.