St. Johns County property record for 4123 Creekbluff Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,876 sqft · built 1991 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Oct 2021) |
| Tax Bill | $7,916 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140841-0050 |
| Primary APN | 140841-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,876 sqft Living Area |
| Gross Area | 3,514 sqft |
| 1st Floor Area | 2,876 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 806 sqft |
| Deck Area | 894 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4123 CREEKBLUFF DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | 17/67-68 OAK BLUFFS LOT 5 OR5394/766 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 38 |
| Legal Subdivision | OAK BLUFFS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21207 |
Source: St. Johns County records · APN 140841-0050
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4123 CREEKBLUFF DR, SAINT AUGUSTINE, FL 32086-5812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 14, 2021 | Warranty Deed, Transfer ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I |
| Apr 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 2021112411 |
| Deed Book / Page | 5394 / 766 |
| Prior Transfer Date | Sep 22, 2004 |
| Prior Transfer Doc | 0022940930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4123 CREEKBLUFF DR, SAINT AUGUSTINE, FL 32086-5812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4123 CREEKBLUFF DR, SAINT AUGUSTINE, FL 32086-5812 |
| Document Number | 0057690801 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 5769/801 |
| Instrument | 2023042936 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 14, 2021 |
| Property Address | 4123 CREEKBLUFF DR, SAINT AUGUSTINE, FL 32086-5812 |
| Document Number | 0053940766 |
| Book / Page | 5394 / 766 |
| Map Reference | MB 17 PG 67&68 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021112411 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 OCALE CT, ST AUGUSTINE, FL 32084-8807 |
| Name | Verified Name |
|---|---|
| Address | 23 MAGNOLIA DR, ST AUGUSTINE, FL 32080-4658 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4123 CREEKBLUFF DR, SAINT AUGUSTINE, FL 32086-5812 |
| Document Number | 0047131552 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2019 |
| Title Company | VYSTAR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4123 CREEKBLUFF DR ST AUGUSTINE FL 320865812, ST AUGUSTINE, FL 32086-5812 |
| Document Number | 0047131552 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 004713/001552 |
| Instrument | 28023 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,140 (-2.42%) Land $112,000 Building $475,140 | $587,140 (-7.31%) Land $112,000 Building $475,140 | |
| 2025 | $7,916.00 (+16.12%) Homeowner's exemption | $601,686 (+6.9%) | $633,468 (-3.03%) Land $112,000 Building $521,468 |
| 2024 | $6,817.00 (+1.9%) Homeowner's exemption | $562,841 (+3%) | $653,243 (+4.87%) Land $112,000 Building $541,243 |
| 2023 | $6,690.00 (+2.58%) Homeowner's exemption | $546,448 (+3%) | $622,933 (+16.01%) Land $112,000 Building $510,933 |
| 2022 | $6,522.00 Homeowner's exemption | $530,532 | $536,948 Land $112,000 Building $424,948 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 152 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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