Frederick County property record for 4122 Tottenham St, Frederick, MD 21704 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,764 sqft Living Area |
| Lot Size | 5,114 sqft (0.117 acres) |
| Garage | Detached, 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $411,940 (2008) |
| Tax Bill | $7,759.00 (2024) |
| Primary APN | 07-248296 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,764 sqft Living Area |
| 1st Floor | 1,212 sqft 1st Floor |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,114 sqft (0.117 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Porch | Open Porch |
| Porch Area | 56 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 248296 |
|---|---|
| Street Address | 4122 TOTTENHAM ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7386 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 17011 SECT M-17 5,114 SQ FT VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M-17 |
| Legal Lot Number | 17011 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 7, URBANA |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 752205 |
Source: Frederick County records · APN 07-248296
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4122 TOTTENHAM ST, FREDERICK, MD 21704-7386 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 29, 2008 · Amount on Record |
| Deed Sale | Feb 29, 2008 · Amount on Record |
| Deed Doc Number | 200880885 |
| Deed Book / Page | 6901 / 115 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 11, 2026 |
| Property Address | 4122 TOTTENHAM ST, FREDERICK, MD 21704-7386 |
| Document Number | 1785000400 |
| Book / Page | 17855 / 400 |
| Instrument Date | May 04, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4122 TOTTENHAM ST, FREDERICK, MD 21704-7386 |
| Document Number | 1785000400, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 17855/400 |
| Name | ATLANTIC UNION BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4122 TOTTENHAM ST, FREDERICK, MD 21704-7386 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EMERALD TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0132270279 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 13227/0279 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4122 TOTTENHAM ST, FREDERICK, MD 21704-7386 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | KTL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 4122 TOTTENHAM ST, FREDERICK, MD 21704-7386 |
| Document Number | 0145700186 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 14570/186 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $606,933 (+17.13%) | $712,000 (+28.43%) Land $275,000 Building $437,000 | |
| 2024 | $7,759.00 (+7.11%) | ||
| 2023 | $7,244.00 Homeowner's exemption | $518,167 | $554,400 Land $200,000 Building $354,400 |
4122 Tottenham St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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